You have financial needs; La Cap has solutions!

Of course we have checking accounts (three out of four types have no monthly service charge, all have FREE Online Bill Pay), savings accounts (paying above-market dividends), and VISA credit cards (with low interest rates) that everyone needs, but our services go way beyond the basics. We provide easy access to the "extra" financial services you want to make your life better - and at better prices.

• For investment options, look to MEMBERS Financial Services, Share Certificates and IRAs.

• For help with education expenses, choose a SPELL loan.

• Request a loan quickly and easily online or by phone 24/7, for a new car, vacation, medical bills, motor home or any other good purpose.

• Access your accounts anytime, anywhere, and pay bills when it's convenient for you with our FREE 24/7 account access service - online, or by phone. You can check your balances, transfer funds, view transactions, and more. Pay your bills online quickly and easily for FREE.

But wait! Check out our other online services such as stock quotes, MEMBERS Financial Network, check reordering, and financial calculators. You can also download the La Cap forms you need, from an address change to VISA overdraft protection, and everything in-between.

If you don't find what you need on our website, email us or call our Personal Assistance Line Specialists at 800-522-2748 or 225-342-5055.