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| Your
credit union has money to lend for any good purpose. It's money that
you and your fellow members have saved together. And it's available
to members like you at low rates.
That's one of the founding principles behind credit unions like La
Cap. |
Share
Secured Loans
Why withdraw the money you've worked hard to save?
A Share Secured Loan is one of the most economical ways of borrowing money.
You simply pledge an amount of money from your Savings Account equal to
the amount of money you wish to borrow. The money you pledge continues
to earn dividends while it acts as security for your loan.
To make it even better, you can choose a payment amount that fits within
your budget!
 A
full application is not required. You may apply online
or simply call our Personal Assistance
Line to make your request.
Future Shares Loans
Having trouble saving for a certain goal you have in mind? Check out La
Cap's Future Shares Loan.
With Future Shares, we can "lend" you a Savings Account, with money already
in it. You make payments on the loan, and eventually it becomes your Savings
Account! While you're making payments, the money in the Savings account
is steadily earning dividends, thus reducing the total amount of interest
you'll pay on the loan.
Future Shares is great for establishing or re-establishing good credit
because La Cap reports monthly payment history to several Credit Bureaus.
Or, this product will work well if you want to save for a specific purpose
and you have had difficulty meeting your goal in the past.
A
full application is not required. You may apply online
or call our Personal Assistance Line
to make your request.
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