Savings And Checking Accounts

Type

Annual Percentage Yield

Minimum Opening Balance

Minimum Required Balance to Avoid Service Fee

Dividend Com-
pounded and Credited

Minimum Required Balance to Earn Dividends

 

 

Regular Savings

0.50%

$5.00

$100.00*

Monthly

$100.00

 

 

Special Savings

0.50%

$100.00

$100.00

Monthly

$100.00

 

Christmas Club Savings

0.50%

$100.00

$100.00

Monthly

$100.00

 

Elite Saver** Savings

1.05%

$100.00

$100.00

Monthly

$5,000.00

 

 

Liquid Assets Checking

0.80%

$2,500.00

$2,500.00

Monthly

$2,500.00

 

All Access Advantage Checking

5.25%***

$50.00

NONE

Monthly

NONE***

 

La Cap Savings (Share) Accounts are variable rate accounts. The dividend rate and annual percentage yield may change at any time. We may change the dividend rate for your account as determined by the credit union Board of Directors. Dividends earned are posted and compounded monthly. Applicable fees and conditions could reduce the earnings on your account.

*The monthly service fee on regular savings accounts is waived if there is an active loan account or certificate account.

La Cap Checking (Share Draft) Accounts are variable rate accounts. The dividend rate and annual percentage yield may change at any time as determined by the credit union Board of Directors. Dividends earned are computed on your daily balance, and are posted and compounded monthly. Applicable fees and other conditions could reduce the earnings on your account. Low balance fees are charged only on Liquid Assets Accounts, a maximum of once per month.

**Account available only to members who have an All Access Advantage or Liquid Assets checking account.

***APY = Annual Percentage Yield. La Cap Checking (Share draft) Accounts are variable rate accounts. La Cap may change the dividend rate for your account as determined by the credit union Board of Directors. Dividends are posted and compounded monthly. No minimum balance required to maintain the account. Applicable fees and conditions could reduce the earnings on your account. Qualifications to earn dividends: - 25 or more non-ATM debit card transactions: - 5.25% APY on balances up to but not exceeding $5,000 - .15% APY on balances exceeding $5,000. If Qualification stated is not met: - .15% APY on entire balance.

 

 

 

Copyright 2010, La Capitol Federal Credit Union.
All rights reserved.

Rates effective 9/1/10