|
|
Share
Certificate Accounts
Thrifty
Saver
|
Minimum Opening Deposit
|
Annual Percentage Yield
|
Term
|
Dividends Credited
|
|
$500.00
|
2.75%
|
5 Years
|
Monthly
|
|
$500.00
|
2.60%
|
4 Years
|
Monthly
|
|
$500.00
|
2.00%
|
3 Years
|
Monthly
|
|
$1,000.00
|
1.30%
|
2 Years
|
Monthly
|
|
$1,500.00
|
1.00%
|
1 Year
|
Monthly
|
91
Day
|
Minimum Opening Deposit
|
Annual Percentage Yield
|
Term
|
Dividends Credited
|
|
$5,000.00
|
0.55%
|
91 Days
|
At
Maturity
|
6
Month
|
Minimum Opening Deposit
|
Annual Percentage Yield
|
Term
|
Dividends Credited
|
|
$2,500.00
|
0.65%
|
6
Months
|
Monthly
|
Large
Saver
|
Minimum Opening Deposit
|
Annual Percentage Yield
|
Term
|
Dividends Credited
|
|
$25,000.00
|
2.75%
|
5 Years
|
Monthly
|
|
$25,000.00
|
2.60%
|
4 Years
|
Monthly
|
|
$25,000.00
|
2.00%
|
3 Years
|
Monthly
|
|
$25,000.00
|
1.30%
|
2 Years
|
Monthly
|
|
$25,000.00
|
1.00%
|
1 Year
|
Monthly
|
Super
Saver
|
Minimum Opening Deposit
|
Annual Percentage Yield
|
Term
|
Dividends Credited
|
|
$50,000.00
|
2.75%
|
5 Years
|
Monthly
|
|
$50,000.00
|
2.60%
|
4 Years
|
Monthly
|
|
$50,000.00
|
2.00%
|
3 Years
|
Monthly
|
|
$50,000.00
|
1.30%
|
2 Years
|
Monthly
|
|
$50,000.00
|
1.00%
|
1 Year
|
Monthly
|
 La Cap Certificate Accounts are term
Share Accounts. The Annual Percentage Yield (APY) is fixed at the time you
make the initial deposit to open or renew the account, and will not change
during the term of the Certificate. The APYs given
above assume dividends remain in the account until maturity. A withdrawal of
dividends will reduce earnings. Dividends earned are posted and compounded
monthly unless otherwise paid, except for the 91 Day Account, to which
earnings are posted at maturity. You may choose to have your earnings: compounded
in the Certificate Account, transferred to your La Cap account; or disbursed
to you in check form. Applicable fees and other conditions could reduce the
earnings on your account. Substantial penalty for early withdrawal. The
dividend rate and annual percentage yield may change at any time as
determined by the credit union Board of Directors.
|
