Individual Retirement Accounts

Type
Annual Percentage Yield
Minimum Opening Balance
Dividend Com- pounded and Credited

Term

Minimum Required Balance to Earn Dividends
Traditional & Roth IRA
Bonus Rate Account* 7.0% $0.00 Monthly --- ---
Certificate Account 1.85% $5,000.00 Monthly 2 Years $5,000.00
Certificate Account 1.85% $20,000.00 Monthly 2 Years $20,000.00
Floating Rate Account 1.00% $0.00 Monthly --- ---
Education Savings Account
Floating Rate Account 1.00% $0.00 Monthly --- ---

*IRA Bonus Account is a term share (savings) account. The Annual Percentage Yield will not change during the term of the account. The APY is available on new contributions made to your account this year. The maturity date is December 31, of the year the contribution was made. No minimum balance is required to open a Bonus Rate account or to obtain the disclosed APY. IRA “rollovers” from another financial institution or retirement plan do not qualify for this special Bonus Rate. Dividends earned are posted and compounded monthly. Applicable fees and conditions could reduce the earnings on your account. Substantial penalties for early withdrawal.

  Copyright 2010, La Capitol Federal Credit Union.
All rights reserved.
Rates as of 9/1/10.