| |
Individual Retirement Accounts
|
Type
|
Annual Percentage Yield
|
Minimum Opening Balance
|
Dividend Com- pounded
and Credited
|
Term
|
Minimum Required Balance
to Earn Dividends |
| Bonus Rate Account* |
7.0% |
$0.00 |
Monthly |
--- |
--- |
| Certificate Account |
1.85% |
$5,000.00 |
Monthly |
2 Years |
$5,000.00 |
| Certificate Account |
1.85% |
$20,000.00 |
Monthly |
2 Years |
$20,000.00 |
| Floating Rate Account |
1.00% |
$0.00 |
Monthly |
--- |
--- |
| Education Savings Account |
| Floating Rate Account |
1.00% |
$0.00 |
Monthly |
--- |
--- |
*IRA Bonus Account is a term
share (savings) account. The Annual Percentage Yield will not change during
the term of the account. The APY is available on new contributions made
to your account this year. The maturity date is December 31, of the year
the contribution was made. No minimum balance is required to open a Bonus
Rate account or to obtain the disclosed APY. IRA rollovers
from another financial institution or retirement plan do not qualify for
this special Bonus Rate. Dividends earned are posted and compounded monthly.
Applicable fees and conditions could reduce the earnings on your account.
Substantial penalties for early withdrawal.
|