| |
Consumer Loans
| Loans are available to qualified and creditworthy La Cap members.
The actual Annual Percentage Rate (APR) on your loan will be quoted
to you based upon a review of your overall credit performance. Other
special conditions may apply. APR's quoted are subject to change without
notice. Actual length of repayment term is subject to approval by
La Cap. |
- New
and Used Motor Homes, Travel Trailers, Pop-Up Campers, Boats, ATVs,
and Jetskis - 2003-2010 Models
|
$ Amount |
Term |
APR As Low As |
| Any
Amount |
1
- 36 Months (3 yrs) |
5.50% |
| Any
Amount |
1
- 48 Months (4 yrs) |
5.90% |
| Any
Amount |
49
- 60 Months (5 yrs) |
6.25% |
| Any
Amount |
61
- 72 Months (6 yrs) |
6.90% |
| over
$25,000 |
73
- 84 Months (7 yrs) |
7.25% |
| over
$40,000 |
85
- 120 Months (10 yrs) |
7.75% |
| over
$65,000 |
121
- 180 Months (15 yrs) |
8.75% |
| over
$100,000 |
181
- 240 Months (20 yrs) |
9.30% |
Rates shown here
include: a .25% discount for the use of AutoPay**, our automatic
repayment option,a .10% discount for satisfactory service relationships
with La Cap (ask for details), and a .25% discount for satisfactory
checking account relationships with La Cap.
Get an Even Lower Rate with These Discounts!
.25% discount
if downpayment of 30% or more is made.
.10% discount for accepting credit disability insurance (joint
or individual)
.10% discount for accepting credit life insurance (joint
or individual)
.25% discount for accepting both credit disability and
credit life insurance (joint or individual)
- Loan
amount for Boat, ATVs, and Jetskis must be $15,000.00 or greater for
72 month term.
- Loans for a term
of 180 months can be made on motor homes or travel trailers used as
the borrowing member's primary residence only. If the motor
home or travel trailer will be used as a 2nd home, camp,
or investment property, the term is limited to 180 months or less.
**For more information on AutoPay, call our Personal Assistance Line
at 800.522.2748 or 225.342.5055.
-
Second
Chance Refinance - 2003-2010 Models
Motor Home, Travel Trailer, Pop-Up Camper, Boats, ATVs, and Jetskis
|
$ Amount |
Term |
APR As Low As |
| Any
Amount |
1
- 36 Months (3 yrs) |
5.50% |
| Any
Amount |
1
- 48 Months (4 yrs) |
5.90% |
| Any
Amount |
49
- 60Months (5 yrs) |
6.25% |
| Any
Amount |
61
- 72 Months (6 yrs) |
6.90% |
| over
$25,000 |
73
- 84 Months (7 yrs) |
7.25% |
| over
$40,000 |
85
- 120 Months (10 yrs) |
7.75% |
| over
$65,000 |
121
- 180 Months (15 yrs) |
8.75% |
| over
$100,000 |
181
- 240 Months (20 yrs) |
9.30% |
Full payoff
available - up to 100% of balance owed (including any penalties)
can be paid to lenders other than La Cap.
Rates shown here
include: a .25% discount for the use of AutoPay**, our automatic
repayment option,a .10% discount for satisfactory service relationships
with La Cap (ask for details), and a .25% discount for satisfactory
checking account relationships with La Cap.
Get an Even Lower Rate with These Discounts!
.25% discount
if downpayment of 30% or more is made.
.10% discount for accepting credit disability insurance (joint
or individual)
.10% discount for accepting credit life insurance (joint
or individual)
.25% discount for accepting both credit disability and
credit life insurance (joint or individual)
- Loan
amount for Boat, ATVs, and Jetskis must be $15,000.00 or greater for
72 month term.
- Loans for a term
of 180 months can be made on motor homes or travel trailers used as
the borrowing member's primary residence only. If the motor
home or travel trailer will be used as a 2nd home, camp,
or investment property, the term is limited to 180 months or less.
**For more information on AutoPay, call our Personal Assistance Line
at 800.522.2748 or 225.342.5055.
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