| |
Consumer Loans
| Loans are available to qualified and creditworthy La Cap members.
The actual Annual Percentage Rate (APR) on your loan will be quoted
to you based upon a review of your overall credit performance. Other
special conditions may apply. APR's quoted are subject to change without
notice. Actual length of repayment term is subject to approval by
La Cap. |
- New Mobile
Homes - 2009 - 2010 Models
| |
Purchase
or Second Chance Refinance |
| Dollar
Amount |
Term |
APR As Low As |
| Any
Amount |
1 - 60 |
|
Months |
7.15% |
| More
than $20,000 |
61 - 120 |
|
Months |
8.39% |
| More
than $20,000 |
121
- 144 |
|
Months |
8.89% |
| More
than $25,000 |
180 |
|
Months* |
9.39% |
Rates shown here
include: a .25% discount for the use of AutoPay**, our automatic
repayment option, and a .10% discount for satisfactory service
relationships with La Cap (ask for details).
Get
An Even Lower Rate with These Discounts
.10% discount for accepting credit disability insurance
(joint or individual)
.10% discount for accepting credit life insurance (joint
or individual)
.25% discount for accepting both credit disability and
credit life insurance (joint or individual)
.50% discount for down payment of 35% or more
.25% discount for down payment of 20% or more
* Loans for a
term of 180 months can be made on mobile homes used as the borrowing
member's primary residence only. If the mobile home will be
used as a 2nd home, camp, or investment property, the term
is limited to 144 months or less.
**For more information on AutoPay, call our Personal Assistance Line
at 800.522.2748 or 225.342.5055.
-
Used
Mobile Homes
- 2003 - 2008 Models
| |
Purchase
or Second Chance Refinance |
| Dollar
Amount |
Term |
APR As Low As |
| Any
Amount |
1 - 60 |
|
Months |
8.15% |
| More
than $20,000 |
61 - 120 |
|
Months |
9.39% |
| More
than $20,000 |
121
- 144 |
|
Months |
9.89% |
| More
than $25,000 |
180 |
|
Months* |
10.39% |
Rates shown here
include: a .25% discount for the use of AutoPay**, our automatic
repayment option, and a .10% discount for satisfactory service
relationships with La Cap (ask for details).
Get An Even
Lower Rate with These Discounts
.10% discount for accepting credit disability insurance
(joint or individual)
.10% discount for accepting credit life insurance (joint
or individual)
.25% discount for accepting both credit disability and
credit life insurance (joint or individual)
.50% discount for down payment of 35% or more
.25% discount for down payment of 20% or more
*Loans for a term
of 180 months can be made on mobile homes used as the borrowing member's
primary residence only. If the mobile home will be used as
a 2nd home, camp, or investment property, the term is limited
to 144 months or less.
**For more information on AutoPay, call our Personal Assistance Line
at 800.522.2748 or 225.342.5055.
|
