Consumer Loans

Loans are available to qualified and creditworthy La Cap members. The actual Annual Percentage Rate (APR) on your loan will be quoted to you based upon a review of your overall credit performance. Other special conditions may apply. APR's quoted are subject to change without notice. Actual length of repayment term is subject to approval by La Cap.

  • Signature Loans (Personal / Unsecured)

    Dollar Amount APR Term
    $200 - $2,499 8.90% 1 - 24 Months
    $2,500 - $5,999 8.90% 25 - 36 Months
    $6,000 - $19,999 8.90% 37 - 48 Months
    $20,000 and above 9.90% 49 - 60 Months

    - Rates shown here include: a .25% discount for the use of AutoPay**, our automatic repayment option, and a .10% discount for satisfactory service relationships with La Cap (ask for details).
    - Maximum dollar amount determined by individual's creditworthiness.


    Get an Even Lower Rate with These Discounts!
    .10% discount for accepting credit disability insurance (joint or individual)
    .10% discount for accepting credit life insurance (joint or individual)
    .25% discount for both credit disability and credit life insurance (joint or individual)


    **For more information on AutoPay, call our Personal Assistance Line at 800.522.2748 or 225.342.5055.
  • Line of Credit Loan


    APR As Low As
      9.9%

    * Rate quoted requires the use of Autopay**, our automatic system for making your monthly payments. Credit limit determined by individual's creditworthiness.

    **For more information on AutoPay, call our Personal Assistance Line at 800.522.2748 or 225.342.5055.

  Copyright 2003, La Capitol Federal Credit Union.
All rights reserved.
Last updated 2/3/09