Consumer Loans

Loans are available to qualified and creditworthy La Cap members. The actual Annual Percentage Rate (APR) on your loan will be quoted to you based upon a review of your overall credit performance. Other special conditions may apply. APR's quoted are subject to change without notice. Actual length of repayment term is subject to approval by La Cap.


  • New, Used, or Refinanced Boats, Jet Skis, and ATVs - 2003 and Newer Models

    Term APR As Low As
    1 to 36 Months 5.50%
    37 to 48 Months 5.90%
    49 to 60 Months 6.25%
    61 to 72 Months (Available on amounts over $20,000.) 6.90%
    73 to 84 Months (Available on amounts over $25,000.) 7.25%
    85 to 120 Months (Available on amounts over $40,000.) 7.75%
    Up to 120 Months (10 yrs) available on amounts over $50,000 when boat is primary residence

    Rates shown here include: a .25% discount for the use of AutoPay**, our automatic repayment option,a .10% discount for satisfactory service relationships with La Cap (ask for details), and a .25% discount for satisfactory checking account relationships with La Cap.

    Get an Even Lower Rate with These Discounts!

    .25%   discount if downpayment of 30% or more is made.
    .10%
      discount for accepting credit disability insurance (joint or individual)
    .10%   discount for accepting credit life insurance (joint or individual)
    .25%   discount for accepting both credit disability and credit life insurance (joint or individual)

    100% financing available (including tax and license fees).
    **For more information on AutoPay, call our Personal Assistance Line at 800.522.2748 or 225.342.5055.

  Copyright 2009, La Capitol Federal Credit Union.
All rights reserved.
Last updated 12/31/08