You can significantly reduce the amount of time it takes to apply for a loan by taking advantage of our online loan application. There are a few simple steps to follow to apply for a loan. Click the topics below for more information:

• Identifying information - such as name, last reported address, marital status, social security number, date of birth, spouse's name, number of dependents, previous address, and employment information
• Credit information - including credit account numbers, the creditor's name, the amount of the last payment, the credit limit of the account and the timeliness of the credit payments
  
• Public record information - includes tax liens, court judgments, and bankruptcies
  
• Inquiry section - displays a list of all creditors that have reviewed a copy of your credit report.

It's like having a credit union branch in your computer! You will have more control over your La Cap accounts than you've ever had before - and you no longer will have to wait for your statements to arrive in the mail!

With Account Access you can:

• View your account information, even print it if you want
• Stay logged on in your accounts as long as you like
• Research transactions
• Keep an eye on checks and other items as they are paid
• View a detailed history of your La Cap VISA credit card and even make cash advances
• Make loan payments, verify deposits and transfer funds between your accounts
• Even pay your bills with our Online Bill Payer service

And, it’s absolutely FREE. Ready to point and click your way to better money management? Sign up for Online Account Access now.

A Tel-a-Cap access code is needed to sign on the first time. If you do not have a code, simply call our Personal Assistance Line.

How safe is it?
You are more likely to find a needle in a haystack than to have your Internet Bill Payment transactions compromised. Our service has the highest standards of encryption available.

Plus we guarantee that the same laws that protect you from credit card fraud protect your transactions, limiting your liability to a maximum of $50 for unauthorized use of your account. You are also protected from late charges if a bill is not paid proper due to our error.

How much does it cost?
Nothing! Our online Bill Payment Service is FREE for members with a La Cap Checking account.

Seeing is believing!
To view our Internet Bill Payment Service Demo, click here.

Where do you sign?
Nowhere! How great is that - enrollment has never been easier! It too is only a few clicks away. To enroll:

• Log on to La Cap's Internet Account Access.
  
  • Enter your member number and your TEL-a-CAP access code. If you do not have a TEL-a-CAP access code, simply call our Personal Assistance Line to request one.
• Click the "Payment Manager or Bill Payment" link
• Click the "View and Pay Bills" link
• Complete the online registration form
• You will receive an email…
• You will receive a welcome letter…

"So start enjoying life -

sign up for La Cap's new Internet Bill Payment Service!"

If you'd like to order checks, print off our check order form and fax the completed form to our office for processing.

Keeping track of your money may mean keeping track of the stocks in your portfolio. With La Cap's Stock Quotes and Tracking you can set up a portfolio of up to 20 stocks. Edit your portfolio at any time by adding, changing, or deleting stocks.

You may also enter your stock's purchase date, quantity , purchase price per share, and commission amount in order to track the current value of your investments.

This additional benefit of La Cap Online is a great way for kids to get acquainted with the stock market and learn how you turn a "little of nothing" into a "whole lot" - of course, on screen only, no money involved.

Click on any of our Financial Calculators to get instant online assistance in determining a savings plan, optimum loan payments, maximum mortgage affordability or even your personal retirement income strategy.

• Financial Calculators

The request forms for the following services can be printed by clicking on the name of the service. Simply complete the form and mail or fax it to La Cap for processing.

Forms Related to Checking Accounts:

• VISA Check Card
• VISA Overdraft Protection
• La OOPs Overdraft Courtesy Call Service
• Check Order Form
• Account Maintenance Form
  
  

• Membership Application
• Member-to-Member Transfer Authorization

• VISA Smart Choice Reward
• VISA Overdraft Protection

• La Cap Deposit Slip
• Address and Contact Information Change
• Payroll Distribution Instructions
• Easy Pay Sign Up
• Power of Attorney

  In order to view the forms listed above, you must have a copy of Adobe Acrobat installed on your computer. If you do not have Acrobat currently installed on your system, please take a moment to download it.