While making your New Years Resolutions, resolve to earn a high rate on your retirement savings. La Cap’s Bonus Rate IRA, earning 7% APY (Annual Percentage Yield), is an investment you can count on. You’ll earn 7% APY on new contributions made to a La Cap Bonus IRA between January 1, 2008 and December 31, 2008. Your Bonus IRA can be either Traditional or Roth - it’s your choice. With no minimum balance and no minimum deposit requirements, you can start small and make contributions in any amount at any time. We’ll never charge you a maintenance fee. You can make it even easier to save by taking advantage of payroll deduction at work with direct deposits to your La Cap IRA. Call our Personal Assistance Line today to open your Bonus IRA. Not sure which type of IRA is right for you? Request your FREE “IRA-Good Choices for your Future” information packet that contains a wealth of information on IRAs, including the differences between a Traditional and Roth IRA.