Get Started Here call 800-522-2748 or email member service
Home Loans with 100% Mortgage Financing*

Save Time and Money with a Mortgage from La Cap

  • No PMI Required*
  • No Down Payment*
  • Quick Turnaround
  • Conventional Mortgage 
Call 800.522.2748 ext. 8 today!

*PMI = Private Mortgage Insurance. Other conditions apply, including but not limited to appraisal, title, and maximum loan amount of $300,000. Maximum DTI (Debt to Income ratio) 40%. Minimum credit score of 700. No slow payments in the last 24 months. 24 months of previous mortgage history or rental history. Judgments, liens, voluntary or involuntary repossessions, charge-offs, Federal and state tax liens must all be paid in full and released prior to closing. No open or active mortgage(s) allowed in order to qualify for this product. Minimum 24 months of verified employment in the same or related field. Two years of W-2s and tax returns are required. Seller contribution up to 6% allowed. Loans are available to qualified, creditworthy members. The amount of your loan and the term will affect your interest rate. The rate you qualify for will depend on a review of your credit history. Ask for complete details. 

NMLS # 411413

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You could be earning 4.25% APY* on the money in your checking account.