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How Can We Help You?

  • Earn up to $400 a year!*

    Rake In More Than Ever Before with Choice Checking

    *Learn More
  • Get Up to 4.74% APY*

    on Bump Rate Share Certificates and take control of your savings.

    *Learn More
  • Open Your Bonus IRA and Start Earning 7% APY.*

    Start saving today!

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  • Rates as low as 5.79% APR* for 67-75 months

    Auto Loans from La Cap - SAVE BIG With Our Low Rates!

    *Learn More

Our Mission

To improve the financial well-being of our members.

Choice Checking

Rake in a bounty of up to $400 a year!* La Cap’s Choice Checking gives you the opportunity to grow your money even while you make purchases and payments.*

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Happy Home, Happy Life

La Capitol offers superior service and select rates – all under one roof – when your are ready to start your journey home.

Better Rates, Better Wheels

More options and the best rates give your more flexibility and control when you are shopping for a new vehicle.

Pick a Card, Any Card

Like low rates or points for purchases? Our cards will help you spend better, save money, and get things done.

Home Sweet Home

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions.

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Mortgage Calculator

Toggle rates, estimate monthly payments and more with our mortgage calculator

Less than 20% down may require private mortgage insurance (PMI).

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Loan Amount

Our Current Rates


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Vehicle Loans

as low as

5.79 % APR

Personal Loans

as low as

9.49 % APR

Credit Cards

as low as

10.50 % APR
  • Small town banking atmosphere with great products and professionalism. They know my name before I give them my transaction request. That means something to me.
    Michael M, Member
  • I can't imagine the process being any easier anywhere else! Most importantly, I was treated like a close friend or family member - that trust factor is so rare!
    Amy C, Member
  • I like to give credit where it is due. My credit union is worthy of praise.
    Janie R, Member
  • I have been a member for 33 years and have always had great service.
    Jacqueline O, Member

Recent Articles

Managing Your Stimulus Funds

How To Refinance Credit Card Debt

If credit card balances are dragging you down — and even if they’re not yet — it’s time to look at some preemptive refinancing options that will help you to pay down balances, preserve your credit and still manage your day-to-day budgetary responsibilities.

Read More
APY and APR differences

Grow Money Safely as Inflation Spikes

When inflation is high, the cost of everything rises. Your money doesn’t go as far. While high-interest rates may make many material goods and services unaffordable, those same high-interest rates can help your money grow safely until prices correct and stabilize.

Read More
hosting big game party

Score Savings during the Big Game

Enjoy your Super Bowl party without financial flags on your play. Bolster your offense with creative thinking and plan ahead. You can keep costs low while still having an unforgettable time with family and friends. Consider these six money-saving tips to get you started.

Read More

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