Forgot Password / Enroll

How Can We Help You?

  • Rates as low as 9.49% APR*

    Dive Into Summer with a Personal Loan!

    *Learn More

Our Mission

To improve the financial well-being of our members.

Choice Checking

Rake in a bounty of up to $400 a year!* La Cap’s Choice Checking gives you the opportunity to grow your money even while you make purchases and payments.*

*Learn More

Happy Home, Happy Life

La Capitol offers superior service and select rates – all under one roof – when your are ready to start your journey home.

Better Rates, Better Wheels

More options and the best rates give your more flexibility and control when you are shopping for a new vehicle.

Pick a Card, Any Card

Like low rates or points for purchases? Our cards will help you spend better, save money, and get things done.

Home Sweet Home

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions.

house image
Apply Now

Mortgage Calculator

Toggle rates, estimate monthly payments and more with our mortgage calculator

Less than 20% down may require private mortgage insurance (PMI).

{{ homePriceAdjusted | currency }}

Loan Amount

Our Current Rates


click for rates


Vehicle Loans

as low as

5.79 % APR

Personal Loans

as low as

9.49 % APR

Credit Cards

as low as

11.00 % APR
  • Small town banking atmosphere with great products and professionalism. They know my name before I give them my transaction request. That means something to me.
    Michael M, Member
  • I can't imagine the process being any easier anywhere else! Most importantly, I was treated like a close friend or family member - that trust factor is so rare!
    Amy C, Member
  • I like to give credit where it is due. My credit union is worthy of praise.
    Janie R, Member
  • I have been a member for 33 years and have always had great service.
    Jacqueline O, Member

Recent Articles

Credit Union graphic

Shared Branches Offer Benefit of Home

Shared Branching Awareness Week gives us an opportunity highlight a valuable membership benefit: access to your accounts from different locations. La Cap members are a part of a massive shared branching network.

Read More
Home and Piggy

Mortgages Vary By Two Rate Options

The journey to buying your first home often starts with researching different types of mortgages. These loans can help you realize your dream of homeownership, but they involve different paths.

Read More

How to Dispute Credit Report Errors

Building and maintaining good credit can make a difference when applying for credit, but you should regularly check your credit reports to ensure they are accurate because errors are much more common than many people realize.

Read More

This website uses cookies to improve the user experience. If you agree, click to accept our recommended cookies or view our cookie disclosure to opt-out.