Just the basics.
- Anywhere banking tools: Online banking, mobile banking, bill pay, debit card, and eStatements
- Opening deposit: $50.
- Minimum balance: $1,000.1
- $8.00 low balance fee.1
- $2.00 monthly service fee.2
- Student checking waiver: Monthly service fee and low balance fee are waived on Simple and Simple Plus accounts owned by members age 24 and under.
1 La Cap Simple (Share Draft) accounts have a minimum balance requirement of $1,000.00 and a low balance fee of $8.00. If average daily balance drops below $1,000.00, a low balance fee of $8.00 will be assessed. Low balance fee will be waived if one of the following conditions is met during that same month: - 10 or more posted non-ATM debit card transactions - Direct deposits of $500 or more (total) are made to the account. Low balance fee waived for account owned by members age 24 and under.
2 Any checking account enrolled in eStatements will receive a monthly service charge waiver of $2.00 per month while enrolled in eStatements. To sign up for eStatements, you must first be enrolled in Online Banking. Monthly service fee waived for account owned by members age 24 and under.