Additional Products & Services


In addition to our financial products, we offer many products and services that can add great value to loans and share products. Check the chart below to see which add-on services suit your needs, then read more about them below.

  Auto Loans Home Loans Personal Loans Savings & Retirement Other
Route 66 Extended Warranty        
Guaranteed Asset Protection (GAP) Insurance        
Credit Life & Credit Disability Insurance      
TruStage Insurance    
La Capitol Investment Services        
Knowledge of Financial Education (KOFE)
  • Route 66 Extended Automotive Warranty

    Avoid costly repairs

    Be ready for the unexpected and ensure you’re covered in the event a mechanical breakdown occurs.  With Mechanical Breakdown Protection from Route 66 Warranty, you can rest easy knowing you are covered. Route 66 Warranty’s Mechanical Breakdown Protection Plans are available for both new and pre-owned vehicles, and coverage is transferable if you sell your vehicle before your agreement expires, providing added resale value. All Route 66 plans come with a rental car allowance and 24 hour/7 days a week emergency roadside service for when the unexpected happens.

    Inclusive benefits

    Zero deductible, Nationwide coverage, 24/7/365 Emergency Roadside Service, 30 Day money-back guarantee, Transferable, Trip interruption and Direct claim payments via visa/mastercard.

    Total loss refund

    If your car is declared a total loss by the insurance company due to a collision or an act of God, we will refund the entire original premium of your service agreement.

    Get your free quote today

  • Credit Life & Credit Disability Payment Protection

    Payment protection protects you and your family from unforeseen circumstances that may make it difficult to covers the cost of your loan, such as a borrower’s terminal illness, accidental dismemberment, or death (credit life) or a borrower’s total disability for longer than the waiting period (credit disability). Events like these are difficult to manage. With each new debt, it becomes more important to have some type of protection. That’s why we offer payment protection plans that will assist in covering your loan costs in the case of any of these “protected events.” It’s a smart, cost-effective way to protect you and your family.

    Ask about adding payment protection to the cost of your loan.

  • Guaranteed Asset Protection (GAP) Insurance

    Guaranteed Asset Protection

    Due to depreciation, it is possible that there will be a time when you realize that you owe more on your car than what it is worth. If you were to get in an accident when you owe more than the worth of your car, you could find yourself in a difficult situation, such as owing damages or suffering a total loss.

    GAP Plus from La Cap will help cancel the difference between what you owe and the amount your insurance company pays, sometimes paying off the balance. Cost is a one-time fee of $600 for autos; $600 for ATV, jet skis and motorcycles; $600 for boats; and $600 for RVs. GAP Plus can be financed with your vehicle loan at the time of purchase or added anytime during the life of the loan. A 90-day trial is available.

    GAP Plus Provides...

    • All risk protection for new and used vehicles financed through La Cap.
    • Protection for the term of your loan, up to 84 months.
    • Protection to vehicles valued up to $100,000 at time of purchase.
    • Benefits paid up to $50,000.
    • Payment of your deductible, up to $1,000.
    • $1,000 toward the purchase of a new vehicle if you finance your new vehicle purchase through La Cap within 6 months of your primary insurance paying the claim.

    Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of MEMBER’S CHOICE Guaranteed Asset Protection (GAP). If you choose GAP, adding the product fee to your loan amount will increase the total cost of your loan.

  • TruStage Insurance

    Any amount of coverage can help protect your family.

    Accidental Death & Dismemberment

    Your credit union membership may qualify you for complimentary AD&D coverage. AD&D insurance can help protect you and your family if you have a fatal accident or one that causes you specific, catastrophic harm. And FastApply means you can enroll in three minutes or less.

    Life, Auto, and Home Insurance

    Exclusively for credit union members, we offer Life, Auto, and Home Insurance to help you protect the people who matter most in your life.

  • La Capitol Investment Services

    While we think our share certificates and IRAs help put you on good standing, sometimes you need a little more help with investments. 

    Learn More

  • Knowledge of Financial Education (KOFE)

    Boost Your Knowledge with KOFE

    Knowledge of Financial Education (KOFE)

    Knowledge of Financial Education (KOFE) is a FREE online portal full of educational tools to help you learn ways to improve your finances. If you need more one-on-one assistance, take advantage the toll-free number (1-844-318-1514) to access additional financial coaching resources.

    KOFE offers written, visual, and interactive learning methods to suit your individual learning style.  The FREE online educational content includes:

    • 100+ expert educational videos
    • Library of 40+ financial publications
    • Budgeting and finance tools
    • Financial calculators
    • Live webinars
    • Interactive courses

    KOFE also offers a FREE live chat and a toll-free number (1-844-318-1514) where you can talk with professional financial coaches to help address any of your money management or debt questions.

    Sign up for your FREE KOFE account by clicking here.

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