Open an Account Today call 800-522-2748 or email member service

Roth IRA

Roth IRAs allow only nondeductible contributions but feature tax-free withdrawals for certain distribution reasons after a five-year holding period. Since Roth IRA contributions are nondeductible and taxed in the year they are earned, they may be beneficial for people who expect to be in a higher tax bracket when they retire.

To be eligible to open and contribute to a Roth IRA, individuals and their spouses must meet a set of requirements for modified adjusted gross income for a given tax year. For information about these requirements, please call our Personal Assistance Line to request further information. You may open your Roth IRA either as a certificate or in a floating rate account.

See our current rates

Open an Account Now

FREE Annual Credit Report
Did you know that you're entitled to a free annual credit report from any national consumer credit reporting agency by law? Get a glimpse of how creditors see you and protect your identity by keeping up with your credit report.
All Access Advantage Checking
You could be earning 4.25% APY* on the money in your checking account.