A Christmas Club Savings account can be opened at any time of the year using convenient automatic deposit methods. Save ahead of time and make sure you have enough for the perfect holiday season. When you decide it's time to do your shopping, just withdraw your funds and you're ready to go.
Minimum balance requirement - $100.00. You must maintain a minimum average daily balance of $100.00 in your account to avoid a low balance fee. If, during any month, your account balance falls below the required minimum average daily balance, your account will be subject to a low balance fee of $2.00. Each day your account balance exceeds $100.00, you earn dividends on the entire balance.