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Great Rates for Your Holiday Needs

 

Have yourself a Merry Christmas with a great low rate from La Cap. We can help you put presents under the tree, travel home for the holidays, or get a new set of wheels with a great price and low rate during end-of-year auto sales. Here are a few of our most popular products to help you make this Christmas spectacular.

 


 

*APR = Annual Percentage Rate. Loan products available to qualified creditworthy members. APR listed for a loan amount of at least $10,000. The amount of your loan and the term will affect your interest rate. Other rates available. Membership eligibility required. Ask for complete details. Interest rate discount available for Credit Life (0.10%), Credit Disability (0.10%), or both Credit Life and Credit Disability (0.25%). Rates quoted are subject to change without notice.

**APR = Annual Percentage Rate. Our Prime Plus Visa has the lowest rate of any credit card we offer. The introductory APR on purchases is 1.99% APR for twelve months for purchase made in the first 90 days after account opening. The introductory APR on balance transfers is 0.00% APR for twelve months for balance transfers made in the first 90 days after account opening. Purchases and balance transfers made after the introductory rate periods will be charged at the non-introductory rate. The introductory rate does not apply to cash advances. The introductory rate will end twelve months from account opening. Your rate for purchases, balance transfers, and unpaid balances after the introductory period will be adjusted to the non-introductory rate, based on your creditworthiness. Existing La Capitol credit card balances or loan accounts are excluded from this 0.00% APR balance transfer offer. Membership eligibility required.


Rewards Visa Application and Solicitation Disclosure
Prime Plus Visa Application and Solicitation Disclosure

†APR = Annual Percentage Rate. Rate quoted for term of 60 months or more. Other rates & terms are available. The actual Annual Percentage Rate (APR) will be quoted based upon a review of your overall credit performance and can include possible discounts for which you must qualify. You can elect to defer payment for up to 90 days (some restrictions apply). Interest continues to accrue during deferment period. Loan products are available to qualified, creditworthy La Capitol members. Rate may increase subject to final Loan to Value (LTV). Excessive vehicle mileage (gasoline or diesel) will be subject to additional rate surcharge. Discounts on interest rates are available for Credit Life (0.10%), Credit Disability (0.10%), or both Credit Life and Credit Disability (0.25%). Rates quoted are subject to change without notice.

All Access Advantage Checking
You could be earning 4.25% APY* on the money in your checking account.