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Visa Options



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At La Cap, we’re pleased to provide Visa credit cards that are secure and affordable. To suit the individual needs of our members, we offer two different Visa products: the Rewards Visa and the Prime Plus Visa. Which one is right for you?

  • Rewards members regularly pay off their balance and use their card as a convenient way to pay for and keep track of the purchases they make each month. They earn points which can be used for travel or shopping as a reward for using their card. To learn more about the rewards you can earn, visit CURewards.com.
  • Prime Plus members use their card to make needed purchases and pay off their balances over time. Their reward is the lowest rate possible on their credit card balance, which saves them money.

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
Prime Plus
6.25% to 18.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Rewards
10.25% to 18.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

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Prime Plus and Rewards Application and Solicitation Disclosure

APR = Annual Percentage Rate. Loan products are available to qualified, creditworthy members. Credit limits are determined by individual's credit history. Interest rates are variable, determined by current market prime rate.

FREE Annual Credit Report
Did you know that you're entitled to a free annual credit report from any national consumer credit reporting agency by law? Get a glimpse of how creditors see you and protect your identity by keeping up with your credit report.
All Access Advantage Checking
You could be earning 4.25% APY* on the money in your checking account.