Get Started Here call 800-522-2748 or email member service

Mortgage

La Cap Mortgage Guide
Choosing a mortgage provider is a big decision. You want someone that you can trust to provide affordable rates and reliable support. Over the years, La Cap has developed a strong record for mortgage lending and maintains a willingness to work with you to find a plan that makes you comfortable.

Our mortgage options include:

  • First and second mortgages
  • Refinancing
  • Land or investment property financing
  • Fixed and variable rate loans
  • Up to 100% financing*

For 10, 15, 20, and 30 year first mortgages, apply online here.

To apply for a FHA, VA, or Rural Development loan, you can apply in person at any of our branches or fill out the pdf version of our Mortgage Loan Application form and fax or email it to La Cap's Real Estate Department.

Fax: 225.342.5012

How do I apply?

Apply Online
First mortgage applications for 10, 15, 20, and 30 year home loans can be made online here. This applies to 1st mortgages for primary residence, investment/rental property, and second homes or camps. Mobile homes must be double-wide to qualify for these terms.

To apply for a FHA, VA, or Rural Development loan, you can apply in person at any of our branches or fill out the pdf version of our Mortgage Loan Application form and fax or email it to La Cap's Real Estate Department.

Fax: 225.342.5012

If you are applying for a land/lot only mortgage, please complete the Land Only Mortgage form. Then, sign and return them to La Cap.

For all other mortgage types or to apply by fax, mail or in person, please complete the Mortgage Loan Application form. Then, sign and return them to La Cap.

For more information, review our Mortgage FAQ or call 800.522.2748 or 225.342.5055 and press 8 to speak with a Mortgage Specialist.

Download our Mortgage Document Checklist to identify documents that you will need.

NMLS # 411413

*Purchase Transactions or Rate/Term Refinance. Primary residence, single family dwelling (attached and detached), or condominiums. Check back for updates.

All Access Advantage Checking
You could be earning 4.25% APY* on the money in your checking account.