Member Relief Loan


We're Here to Help

La Cap recognizes the difficulties many of our members are experiencing due to Hurricane Ida. To help those who have been affected by the recent storm, we’re offering an emergency Member Relief Loan.

La Cap's special Member Relief Loan offers current members a quick and easy way to apply for additional funds to help you manage your finances during these difficult times.

Members can apply for a La Cap Member Relief Loan now through Oct. 1, 2021.

  • Loans up to $1,500*
  • 17.49% APR for ALL paper grades — Signature Loans available if member qualifies for better rate*
  • No payment for up to 45 days*
  • Applications accepted through Oct. 1, 2021*
  • Relationship discounts apply to this loan.**
  • Member must reside in the impacted parishes: East Baton Rouge, Ascension, St. James, LaFourche, Terrebonne, St. Helena, Livingston, St. John the Baptist, St. Charles, Tangipahoa, Jefferson, Washington, St. Tammany, Orleans, St. Bernard or Plaquemines

Get Started With a Member Relief Loan

* Membership required. To receive loan proceeds a Regular Share Account with a $5.00 par balance is required. APR = Annual Percentage Rate. Loan approval, rates, and terms are based on certain credit criteria and worthiness. Not everyone will qualify for the advertised amount, rate, and term. Payment Example: A loan amount of $1,500 for 12 months has an estimated monthly payment of $137.12. Adding payment protection may change the rate, payment amount, and term. Any deferred payment(s) during the life of the loan may result in an increased APR for the statement cycle(s) of the deferred payments. This advertised unsecured loan product for those in the areas affected by Hurricane Ida is valid through October 1, 2021, and not to be combined with any other offer. Other restrictions may apply. Contact a La Cap representative for details

**With our Relationship Discounts, whenever you establish a new qualifying loan, you’ll enjoy a 0.05% discount on your loan rate, up to a maximum of 0.25%, when you currently have one or more of the following La Cap products and/or elect payment protection services: Credit Life, Credit Disability, Visa (all types), IRA and Certificate of Deposit. La Cap membership is required. The Relationship Discount product and services listed above are each valued at a 0.05% discount. This discount is reduced from your qualified base loan rate. If you have one of La Cap’s existing loan products or select credit life or credit disability, you will qualify for 0.05% discount. A combination of two products = 0.15% discount. A combination of 3 or more products = 0.25% discount. Contact a La Capitol FCU representative for complete details. Relationship Discount terms and conditions are subject to change.