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Remote Deposit

 

Remote Deposit
No need to go to a branch or ATM to deposit your check — just use your phone or tablet! Visit your favorite app store and download our new La Cap App to get started.(Available for Apple and Android.) It’s quick and easy.

 

 

 

 

How to use Remote Deposit on your phone or tablet

Phone: With the menu displayed on your phone, select Deposit Check under Transactions.
Tablet: On your tablet, choose the Transactions button from the menu along the bottom of the screen.  The Deposit Check button is near the top of the screen next to the Transfer button.  Press this button to begin the deposit process on your tablet.

Now, touch in the To box and choose the account you want to receive the deposit. Then, choose the Check Number box and enter the number of the check. Then, touch the Set Check button. Next, enter the amount of the check and touch Set Amount.

You are now ready to image the front and back of your check. Touch the Capture Image button. Place your check on a flat surface, and line it up with the brackets on the screen. Then, press the button on the screen that says Capture Front.

Follow the same steps to capture the back of the check. Be sure to endorse the check before you capture the image. If an image has an issue, you can use the Retake buttons to retake the image of the front or the back. When you are satisfied, you can click Submit Deposit.

You will now receive a message that your deposit has been accepted. If you receive another message, follow the on screen instructions to correct the error.

 

NOTE: If you use remote deposit, you still need to keep the original checks for a period of time. The following terms are displayed the first time you use remote deposit and must be accepted in order to use this service:

I must securely store each original check. I understand this means the original check(s) must be accessible after using Mobile Banking to make a deposit for a period of 60 days after transmission to you. If I am using the Service to deposit items into an account in the name of a Business to which I am a party I understand this means the original check(s) must be accessible only [under dual control] by my authorized personnel, that I deposit using the Services for a period of 60 days after transmission to you. Persons who have access to the stored checks must be fully bondable and have passed a thorough screening. After such period expires, I will  destroy the original check. I understand and agree that I am responsible for any loss caused by my failure to secure the original checks.

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