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Remote Deposit

No need to go to a branch or ATM to deposit your check — just use your phone or tablet! Visit your favorite app store and download our the La Cap App to get started.(Available for Apple and Android.) It’s quick and easy.

How to use Remote Deposit on your phone or tablet

On your phone or tablet, tap the menu button in the top left corner of the screen, and select Transactions. Select Deposit Check  to begin the deposit process.

Tap the To Account box and choose the account you want to receive the deposit. Then, touch Amount to enter the amount of the check and touch Save.

You are now ready to image the front and back of your check. Touch the Capture Image button. Place your check on a flat surface, and line it up with the brackets on the screen. Then, press the button on the screen that says Capture Front.

Follow the same steps to capture the back of the check. Be sure to endorse the check before you capture the image. If an image has an issue, you can use the Retake buttons to retake the image of the front or the back. When you are satisfied, you can click Submit Deposit.

You will now receive a message that your deposit has been accepted. If you receive another message, follow the on screen instructions to correct the error.

FUNDS AVAILABILITY: I understand and agree that, for purposes of deposits made using the Remote Deposit Service, the place of deposit is Baton Rouge, LA. Deposits presented before 10:00 AM each business day will be posted on the same day after 11:00 AM.  Deposits presented before 2:00 PM each business day will post on the same day after 3:00 PM. Deposits received after 2:00 PM will be posted the following business day after 10:00 AM. Deposits made between 2:00 PM and 4:30 PM on Fridays will be posted by 5:30 PM on Fridays.  With regard to the availability of deposits made using Mobile Banking, funds from check deposits will be available as set forth in the Terms and Conditions, under the section “YOUR ABILITY TO WITHDRAW FUNDS”:

I must securely store each original check. I understand this means the original check(s) must be accessible after using Mobile Banking to make a deposit for a period of 60 days after transmission to you. If I am using the Remote Deposit Service to deposit items into an account in the name of a Business to which I am a party I understand this means the original check(s) must be accessible only [under dual control] by my authorized personnel, that I deposit using the Services for a period of 60 days after transmission to you. Persons who have access to the stored checks must be fully bondable and have passed a thorough screening. After such period expires, I will destroy the original check. I understand and agree that I am responsible for any loss caused by my failure to secure the original checks.