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Recreational Vehicles

 

Below, you will find our current rates for recreational vehicles. Please note that boat terms and rates are listed separately from other recreational vehicles.

 

New Boats - 2012 and Newer Model Years (Second Chance Refinance)201-01-2014
1 to 36 months 37 to 48 months 49 to 60 months 61 to 72 months 73 to 84 months1 85 to 120 months1
2.99% 2.99% 3.74% 4.24% 4.74% 5.74%
1Boat terms are based on loan amount. 72 months minimum loan amount is $20,000, 84 months minimum loan amount is $25,000, 96 months minimum loan amount is $30,000, term greater than 96 months minimum loan amount is $40,000. Maximum loan term is 120 months.
2Interest rate discount available for Credit Life (0.10%), Credit Disability (0.10%), or both Credit Life and Credit Disability (0.25%).


Used Boats - 2007 - 2011 Model Years (Second Chance Refinance on 2011 Model Year)201-01-2014
1 to 36 months 37 to 48 months 49 to 60 months 61 to 72 months 73 to 84 months1 85 to 120 months1
4.49% 4.49% 5.24% 5.74% 6.24% 7.24%
1Boat terms are based on loan amount. 72 months minimum loan amount is $20,000, 84 months minimum loan amount is $25,000, 96 months minimum loan amount is $30,000, term greater than 96 months minimum loan amount is $40,000. Maximum loan term is 120 months.
2Interest rate discount available for Credit Life (0.10%), Credit Disability (0.10%), or both Credit Life and Credit Disability (0.25%).


New, Used, Refinanced RV, Camper, Travel Trailer, JetSki, ATV, Tractor
2007 and Newer Model Years2
01-01-2014
Loan Amount Term (up to)1 APR As Low As
Any Amount 1 - 36 Months (3 yrs) 5.25%
Any Amount 1 - 48 Months (4 yrs) 5.65%
Any Amount 49 - 60 Months (5 yrs) 6.00%
Any Amount 61 - 72 Months (6 yrs) 6.65%
over $25,000 73 - 84 Months (7 yrs) 7.00%
over $40,000 85 - 120 Months (10 yrs) 7.50%
over $65,000 121 - 180 Months (15 yrs) 8.50%
over $100,000 181 - 240 Months (20 yrs) 9.05%
1Loan amount for ATVs, and Jetskis must be $15,000.00 or greater for a 72 month term.
2Interest rate discount available for Credit Life (0.10%), Credit Disability (0.10%), or both Credit Life and Credit Disability (0.25%).
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