Our West Bank office is currently closed and the Houma office is drive-thru only. Due to COVID-19, these hours will continue for the immediate future. We will return to normal business hours as soon as possible.
Our offices will be closed on January 18th in observance of Martin Luther King Day.
We believe it is important to teach children to save, so we’ll help them with a $25 opening deposit and bonuses along the way when they open a Youth Savings account. When it comes to your kids, it’s never too early to start saving for the future. Even depositing a few dollars a month will help your child learn how easy saving can be and teach them good financial habits for life.
The account will be opened in your child’s name, social security number, and date of birth. You, the child’s parent or legal guardian will be listed as the joint account owner.
You will also need to provide proof that you are the child’s parent or legal guardian. You can open the account at your local branch with a little documentation.
If you are not the parent or legal guardian and would like to open a minor account, you will need to have the parent or legal guardian complete an Affidavit for a Minor form which grants you permission to open the minor account.
La Cap Savings (Share) Accounts are variable rate accounts. La Cap may change the dividend rate for your account as determined by the credit union Board of Directors. Dividends earned are posted and compounded monthly. Each day your account balance exceeds $100.00, you earn dividends on the entire balance. Applicable fees and conditions could reduce the earnings on your account. One free withdrawal per month.
*The minimum opening balance required is $25. At account opening, La Cap will deposit an additional $25 into the account. A balance of $100 will accrue dividends. Monthly service fees are waived for account owner's under 17 years of age. At age 17, monthly service fees apply.
