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How Can We Help You?

  • Earn Up to 4.50% APY

    Put your savings to work with a 37-Month Share Certificate from La Cap.

    START EARNING
  • Make More Possible with Your Home

    Unlock your home's equity with a HELOC introductory rate as low as 3.99% APR.

    EXPLORE HELOC OPTIONS

Our Mission

To improve the financial well-being of our members.

Choice Checking

You’re not imagining things - our checking rate is that good! Open a Choice Checking account and earn up to 6.50% APY.* Plus, get perks like early paychecks (up to 2 days),* ATM fee refunds,* and a no-cost option.*

*Learn More

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Happy Home, Happy Life

La Capitol offers superior service and select rates – all under one roof – when your are ready to start your journey home.

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Better Rates, Better Wheels

More options and the best rates give your more flexibility and control when you are shopping for a new vehicle.

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Pick a Card, Any Card

Like low rates or points for purchases? Our cards will help you spend better, save money, and get things done.

La Cap Mortgages

Home Sweet Home

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions.

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Apply Now

Mortgage Calculator

Toggle rates, estimate monthly payments and more with our mortgage calculator

Less than 20% down may require private mortgage insurance (PMI).

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Loan Amount

  • The most important reason for my score is "All" the great service I've gotten from this Credit Union for nearly 50 Years!
    Lovie, Member
  • La Cap's friendliness, helpfulness, & competence are better than ANY other financial institution I've dealt with. Thank you for that! La Cap employees always make me feel very valued!
    Charlotte, Member
  • I have accounts with two local banks, one national bank, and La Capitol FCU. I by far receive the best overall treatment and experience with La Capitol. I've recommended La Capitol to many friends and family throughout the years.
    Kevin, Member
  • I like to give credit where it is due. My credit union is worthy of praise.
    Janie R, Member
  • I have been a member for 33 years and have always had great service.
    Jacqueline O, Member

Recent Articles

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Understanding Home Equity: How Your Home Can Become a Financial Resource

When you think about owning a home, you may think about the place where you live, build memories, and put down roots. But your…

Read more
Young woman counting cash and reading about La Cap's Liquid Assets Checking

Liquid Assets Checking: Earn Dividends and Stay Flexible

Not all deposits serve the same purpose. Some money is intended for everyday spending, some is set aside for long…

Read more

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