Say Hello to Cash Back Credit

Earn money every time you swipe — money you can spend on trips, gear, grub and more.

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Happy Home. Happy Life.

Superior service. 
Select rates. All under one roof.

Home Loans

Refer a Friend

Earn up to $500 when your friends open a La Cap account.1

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Pick a card. Any card.

Like low rates? Prefer points for purchases? It's your call.

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  • Happy Home. Happy Life.

    Superior service. 
    Select rates. All under one roof.

    Home Loans

  • Refer a Friend

    Earn up to $500 when your friends open a La Cap account.1

    Learn More

  • Pick a card. Any card.

    Like low rates? Prefer points for purchases? It's your call.

    Learn More

La Cap Mortgages

Take it to the House

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions

Apply Now

Less than 20% down may require private mortgage insurance (PMI).

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Loan Amount

Like a Bank. But Better.

Improving the financial well-being of our members

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Be Informed. Get Involved.

Travel Safely
October 29, 2019

Travel Safely This Holiday Season

Whether you’re heading to see grandparents or to a favorite vacation spot to celebrate holidays with loved ones, you want to arrive at your destination safely and without incident.
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Cultivate Good Money Habits in Your Children
October 29, 2019

How to Cultivate Good Financial Habits in Your Children

When it comes to teaching your children or grandchildren to save money, it’s never too early! Instilling good financial habits will pay dividends later, literally and figuratively.
Read Article
the closing process for home buyers
October 09, 2019

Purchasing a Home: The Closing Process

So you’ve been pre-approved, and your bid on the perfect house for you and your family has been accepted. You have your down payment. Everything is in place for the final step— it’s time to close. But what exactly does closing entail? In short, some legal things and a whole lot of money.
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What Our Members Are Saying

  • The people that work there are very knowledgeable and personable. They take care of you as if you are a member of their family. Love this!

    -Karen Emery, Member

  • I have been with La Cap for almost 25 years. I plan on another 25!!

    -Johnny Knight, Member

  • Have been a member since 1991 and have loved every minute of it.

    -Anonymous, La Cap Member

  • The great customer service and professionalism of the bank as a whole create the best atmosphere!

    -Jessica Odom, Member

  • Friendly, fast, and courteous service. I worked for banks as a computer consultant and contractor for 35 years. This one is, by far, the best I've been in.

    -Michael Holland, Member