For many young adults — the groups people today often refer to as “millennials and Gen Z”— the idea of a credit union as part of their money management strategy can be confusing. Here are three reasons why credit unions are a better fit for young adults — and how switching could benefit you.

If you’re considering purchasing a home, you’re likely beginning to realize you need a good chunk of change to do so. The standard amount for a home’s down payment is generally 20% of your home’s purchase value—and that’s not considering the additional closing fees you’ll also have to pay.

How much money do you need to survive financially if something happens? Do you know? If you don’t, you’re not alone.