Auto Refinance

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Happy Home. Happy Life.

Superior service. 
Select rates. All under one roof.

Mortgage Center

Better rates. Better wheels.

More wiggle room for more vroom vroom.

Auto Refinance Loans

Pick a card. Any card.

Like low rates? Prefer points for purchases? It's your call.

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  • Happy Home. Happy Life.

    Superior service. 
    Select rates. All under one roof.

    Mortgage Center
  • Better rates. Better wheels.

    More wiggle room for more vroom vroom.

    Auto Refinance Loans
  • Pick a card. Any card.

    Like low rates? Prefer points for purchases? It's your call.

    Learn More

La Cap Mortgages

Take it to the House

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions

Apply Now

Less than 20% down may require private mortgage insurance (PMI).

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Improving the financial well-being of our members

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June 29, 2022

Share Certificate 101: What to Know about Your Saving Options

A share certificate allows you to earn high interest rates by agreeing to leave money in a credit union for a specified time. 
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June 15, 2022

10 Budget-Friendly Things to Do This Summer

Now is the time to think about things to do with your family in the short summer hiatus.
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June 08, 2022

What is Needed for the Modern Retirement?

Retirement planning today looks different than it has in the past, and it will probably continue to evolve. We’re here to get you started with some retirement basics.
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What Our Members Are Saying

  • "I have been with La Cap for 25 years, and I plan on another 25 years! Going to La Cap is like visiting family!"

    -J. Knight, Member
  • "All representatives at the O’Neal branch are very professional and knowledgeable, and then you add Ms. Alicia’s customer service excellence for an unbelievable pleasant experience."

    -Carlinton J., Member
  • "During this hard time with COVID-19, I was still able to do everything without getting out!! Thank you very much."

    -J. Bordelon, Member
  • Friendly, personal service. Felt like the old local community service ... not the big bank services I experienced to begin with.

    -C. Currier, Member
  • I've been with La Cap for over 12 years and still get great service. Wouldn't change my banking for anyone.

    -A. Scott, Member