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Facing Coronavirus-related financial hardship? Reach out today so that we can find you a solution! 

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Happy Home. Happy Life.

Superior service. 
Select rates. All under one roof.

Mortgage Center

Refer a Friend

Earn up to $500 when your friends open a La Cap account.1

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Pick a card. Any card.

Like low rates? Prefer points for purchases? It's your call.

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  • Happy Home. Happy Life.

    Superior service. 
    Select rates. All under one roof.

    Mortgage Center

  • Refer a Friend

    Earn up to $500 when your friends open a La Cap account.1

    Learn More

  • Pick a card. Any card.

    Like low rates? Prefer points for purchases? It's your call.

    Learn More

La Cap Mortgages

Take it to the House

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions

Apply Now

Less than 20% down may require private mortgage insurance (PMI).

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Like a Bank. But Better.

Improving the financial well-being of our members

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Be Informed. Get Involved.

Protect Yourself from Fraud
March 26, 2020

Protect Yourself from Coronavirus-related Financial Fraud

La Capitol FCU cares about your financial well-being. As COVID-19 continues to create uncertainty, the situation has provided greater opportunities for financial fraudsters and identity thieves. Now, more than ever, it is important to protect your personal and financial information.
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home closing costs blog photo of white brick traditional home
March 11, 2020

Purchasing a Louisiana Home: What You Need to Know About Closing Costs

Purchasing a home, whether it be in Louisiana or out of state, is a life event. It’s definitely exciting, but the process can be stressful as you navigate the offer and counteroffers, home inspections, repair negotiations, mortgage applications, appraisals and deadlines.
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man frustrated by credit card debt
February 11, 2020

How to Manage Debt Through Loan Consolidation

For the average person, credit- and loan-based transactions are just a fact of daily life. Last year, nationwide credit card debt yielded the country’s largest banks billions of dollars in profits. Considering this, loan consolidation programs can prove to be a valuable financial tool.
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What Our Members Are Saying

  • "During this hard time with COVID-19, I was still able to do everything without getting out!! Thank you very much."

    -J. Bordelon, Member

  • Friendly, personal service. Felt like the old local community service ... not the big bank services I experienced to begin with.

    -C. Currier, Member

  • I've been with La Cap for over 12 years and still get great service. Wouldn't change my banking for anyone.

    -A. Scott, Member

  • I love La Cap FCU!!! I've been a member for many years and the staff and the services provided are wonderful!!

    -Anonymous, La Cap Member

  • I've always had wonderful experiences with the professionals who work for La Cap, and I've always been extremely satisfied with the services and products I've been able to access. I love being able to put my money in a member-owned credit union, and La Cap is top-notch!

    -Anonymous, La Cap Member