Say Hello to Mortgages with More

Our mortgage options make starting that next big chapter a breeze.

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Happy Home. Happy Life.

Superior service. 
Select rates. All under one roof.

Home Loans

Refer a Friend

Earn up to $500 when your friends open a La Cap account.1

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Pick a card. Any card.

Like low rates? Prefer points for purchases? It's your call.

Learn More
  • Happy Home. Happy Life.

    Superior service. 
    Select rates. All under one roof.

    Home Loans
  • Refer a Friend

    Earn up to $500 when your friends open a La Cap account.1

    Learn More
  • Pick a card. Any card.

    Like low rates? Prefer points for purchases? It's your call.

    Learn More

La Cap Mortgages

Take it to the House

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions

Apply Now

Less than 20% down may require private mortgage insurance (PMI).

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Loan Amount

Like a Bank. But Better.

Improving the financial well-being of our members

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Be Informed. Get Involved.

man frustrated by credit card debt
February 11, 2020

How to Manage Debt Through Loan Consolidation

For the average person, credit- and loan-based transactions are just a fact of daily life. Last year, nationwide credit card debt yielded the country’s largest banks billions of dollars in profits. Considering this, loan consolidation programs can prove to be a valuable financial tool.
Read Article
Ways to Speed Up Saving for Your Emergency Fund
January 07, 2020

Ways to Speed Up Saving for Your Emergency Fund

Financial emergencies happen to everyone. Unfortunately, not everyone has a plan to handle a financial emergency. What will you do when an unexpected large expense looms?
Read Article
Phishing Alert
December 12, 2019

Phishing Alert

Please be advised that there are fraudulent text messages being sent to some La Capitol FCU members. The texts direct people to call a phone number regarding a locked credit or debit card. This is a fraudulent attempt to collect your personal information.
Read Article

What Our Members Are Saying

  • Friendly, personal service. Felt like the old local community service ... not the big bank services I experienced to begin with.

    -C. Currier, Member
  • I've been with La Cap for over 12 years and still get great service. Wouldn't change my banking for anyone.

    -A. Scott, Member
  • I love La Cap FCU!!! I've been a member for many years and the staff and the services provided are wonderful!!

    -Anonymous, La Cap Member
  • I've always had wonderful experiences with the professionals who work for La Cap, and I've always been extremely satisfied with the services and products I've been able to access. I love being able to put my money in a member-owned credit union, and La Cap is top-notch!

    -Anonymous, La Cap Member
  • It has never been this easy to refinance a vehicle...

    -Timothy Dennison, Member