Mortgage Refinancing

Save with a Great New Rate from La Cap!

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Happy Home. Happy Life.

Superior service. 
Select rates. All under one roof.

Mortgage Center

Refer a Friend

Earn up to $500 when your friends open a La Cap account.1

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Pick a card. Any card.

Like low rates? Prefer points for purchases? It's your call.

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  • Happy Home. Happy Life.

    Superior service. 
    Select rates. All under one roof.

    Mortgage Center

  • Refer a Friend

    Earn up to $500 when your friends open a La Cap account.1

    Learn More

  • Pick a card. Any card.

    Like low rates? Prefer points for purchases? It's your call.

    Learn More

La Cap Mortgages

Take it to the House

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions

Apply Now

Less than 20% down may require private mortgage insurance (PMI).

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Like a Bank. But Better.

Improving the financial well-being of our members

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May 06, 2021

Dos and don’ts  of choosing a strong password

A strong password remains the best way to keep your info safe, but it only works if it's complex and confidential. Check out some tips for creating a strong password to keep your accounts safe.
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April 22, 2021

How to Protect Yourself from Spoofing Phone Scams

If you're sending all incoming calls to voicemail because of scammers, unfortunately, you're not alone. It seems like every day more and more calls are recorded messages or scammers trying to steal your information.
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April 21, 2021

10 Home Renovation Mistakes Everyone Makes

Upgrading your home can be a great way to improve your quality of life and increase your home’s value, but it can also be tricky. Learn more about a few common home renovation mistakes that could derail your projects.
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What Our Members Are Saying

  • "I have been with La Cap for 25 years, and I plan on another 25 years! Going to La Cap is like visiting family!"

    -J. Knight, Member

  • "All representatives at the O’Neal branch are very professional and knowledgeable, and then you add Ms. Alicia’s customer service excellence for an unbelievable pleasant experience."

    -Carlinton J., Member

  • "During this hard time with COVID-19, I was still able to do everything without getting out!! Thank you very much."

    -J. Bordelon, Member

  • Friendly, personal service. Felt like the old local community service ... not the big bank services I experienced to begin with.

    -C. Currier, Member

  • I've been with La Cap for over 12 years and still get great service. Wouldn't change my banking for anyone.

    -A. Scott, Member