Big Dreams Deserve Low Rates

Anything is Possible with a Signature Loan from La Capitol!

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Happy Home. Happy Life.

Superior service. 
Select rates. All under one roof.

Mortgage Center

Refer a Friend

Earn up to $500 when your friends open a La Cap account.1

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Pick a card. Any card.

Like low rates? Prefer points for purchases? It's your call.

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  • Happy Home. Happy Life.

    Superior service. 
    Select rates. All under one roof.

    Mortgage Center

  • Refer a Friend

    Earn up to $500 when your friends open a La Cap account.1

    Learn More

  • Pick a card. Any card.

    Like low rates? Prefer points for purchases? It's your call.

    Learn More

La Cap Mortgages

Take it to the House

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions

Apply Now

Less than 20% down may require private mortgage insurance (PMI).

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Loan Amount

Like a Bank. But Better.

Improving the financial well-being of our members

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Be Informed. Get Involved.

blog photo of woman considering buying a new home
October 20, 2021

The Hidden Costs of Buying a Home

First-time home-buyers are often surprised to discover all the additional costs that come along with purchasing and maintaining a home. Learn more about just what to expect when you dive into your first home purchase — and what to be prepared for, financially.
Read Article
A blue pen on a paper with Checklist written on it
October 13, 2021

It’s Time for Your 2021 Fall Financial Checkup 

Fall is officially here! It’s important to take some time to check in your finances and plan for the end of the year. That way, you can start the new year on the right foot.
Read Article
Stamped letters in a pile
October 06, 2021

What Do the USPS Changes Mean for Your Finances?

The U.S. Postal Service’s plan to reduce costs went into effect on Oct. 1, and your mail — including your bills, account statements, and other financial notifications — may be impacted. 
Read Article
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What Our Members Are Saying

  • "I have been with La Cap for 25 years, and I plan on another 25 years! Going to La Cap is like visiting family!"

    -J. Knight, Member

  • "All representatives at the O’Neal branch are very professional and knowledgeable, and then you add Ms. Alicia’s customer service excellence for an unbelievable pleasant experience."

    -Carlinton J., Member

  • "During this hard time with COVID-19, I was still able to do everything without getting out!! Thank you very much."

    -J. Bordelon, Member

  • Friendly, personal service. Felt like the old local community service ... not the big bank services I experienced to begin with.

    -C. Currier, Member

  • I've been with La Cap for over 12 years and still get great service. Wouldn't change my banking for anyone.

    -A. Scott, Member