Membership Rewards

It Starts With Your Checking Account and Keeps Getting Better!

Learn More

Happy Home. Happy Life.

Superior service. 
Select rates. All under one roof.

Mortgage Center

Refer a Friend

Earn up to $500 when your friends open a La Cap account.1

Learn More

Pick a card. Any card.

Like low rates? Prefer points for purchases? It's your call.

Learn More

  • Happy Home. Happy Life.

    Superior service. 
    Select rates. All under one roof.

    Mortgage Center

  • Refer a Friend

    Earn up to $500 when your friends open a La Cap account.1

    Learn More

  • Pick a card. Any card.

    Like low rates? Prefer points for purchases? It's your call.

    Learn More

La Cap Mortgages

Take it to the House

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions

Apply Now

Less than 20% down may require private mortgage insurance (PMI).

{{ homePriceAdjusted | currency }}

Loan Amount

Like a Bank. But Better.

Improving the financial well-being of our members

Learn How

Be Informed. Get Involved.

the argument for credit card only spending blog image
October 16, 2020

The Argument for Credit-Only Spending

You work hard every day, but you need your money to work even harder. That’s where credit-only spending can be a powerful financial tool—especially with holidays and a whole new year right around the corner.
Read Article
girl using credit card shopping during the holidays
September 22, 2020

Balance Transfers Ahead of the Holidays

The holidays are inevitable. They’ll come regardless of what happens with the COVID-19 pandemic or political events, and—as usual—they’ll prove to be the most expensive time of year.
Read Article
fraud and scams increase during covid-19
September 10, 2020

COVID-19 and the Rise of Fraud

With so many distractions fighting for our attention, it’s the perfect environment for fraud and phishing schemes that let thieves thrive at our expense. In the midst of a pandemic, your financial well-being depends on your ability to remain vigilant and recognize signs that you’re being scammed.
Read Article
View All Articles

What Our Members Are Saying

  • "I have been with La Cap for 25 years, and I plan on another 25 years! Going to La Cap is like visiting family!"

    -J. Knight, Member

  • "All representatives at the O’Neal branch are very professional and knowledgeable, and then you add Ms. Alicia’s customer service excellence for an unbelievable pleasant experience."

    -Carlinton J., Member

  • "During this hard time with COVID-19, I was still able to do everything without getting out!! Thank you very much."

    -J. Bordelon, Member

  • Friendly, personal service. Felt like the old local community service ... not the big bank services I experienced to begin with.

    -C. Currier, Member

  • I've been with La Cap for over 12 years and still get great service. Wouldn't change my banking for anyone.

    -A. Scott, Member