Holiday Loans

We've Got Great Holiday Rates!

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Happy Home. Happy Life.

Superior service. 
Select rates. All under one roof.

Mortgage Center

Refer a Friend

Earn up to $500 when your friends open a La Cap account.1

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Pick a card. Any card.

Like low rates? Prefer points for purchases? It's your call.

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  • Happy Home. Happy Life.

    Superior service. 
    Select rates. All under one roof.

    Mortgage Center

  • Refer a Friend

    Earn up to $500 when your friends open a La Cap account.1

    Learn More

  • Pick a card. Any card.

    Like low rates? Prefer points for purchases? It's your call.

    Learn More

La Cap Mortgages

Take it to the House

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions

Apply Now

Less than 20% down may require private mortgage insurance (PMI).

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Improving the financial well-being of our members

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blog image for financing a swimming pool for your home
November 24, 2021

Building a Swimming Pool: 10 Things To Consider

If you found yourself wishing for some relief from the unbearably steamy Louisiana heat and humidity this past summer, the cool, pleasant months of winter and early spring are the perfect time to install a home upgrade we all dream of having: an inground pool.
Read Article
Store window with clothes and a Sale sign
November 17, 2021

Your 2021 Holiday Shopping Survival Guide

With just a few simple tips, you can conquer the store aisles and online shopping sites while keeping that holiday spirit intact.
Read Article
blog photo of young woman thinking about financing options at desk
November 10, 2021

Personal Loans Versus Credit Cards: What’s the Difference?

When you need additional money, you might be considering either a personal loan or a credit card. Learn about the key differences — and benefits — of each.
Read Article
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What Our Members Are Saying

  • "I have been with La Cap for 25 years, and I plan on another 25 years! Going to La Cap is like visiting family!"

    -J. Knight, Member

  • "All representatives at the O’Neal branch are very professional and knowledgeable, and then you add Ms. Alicia’s customer service excellence for an unbelievable pleasant experience."

    -Carlinton J., Member

  • "During this hard time with COVID-19, I was still able to do everything without getting out!! Thank you very much."

    -J. Bordelon, Member

  • Friendly, personal service. Felt like the old local community service ... not the big bank services I experienced to begin with.

    -C. Currier, Member

  • I've been with La Cap for over 12 years and still get great service. Wouldn't change my banking for anyone.

    -A. Scott, Member