Big Dreams Deserve Low Rates

Anything is Possible with a Signature Loan from La Capitol!

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Happy Home. Happy Life.

Superior service. 
Select rates. All under one roof.

Mortgage Center

Refer a Friend

Earn up to $500 when your friends open a La Cap account.1

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Pick a card. Any card.

Like low rates? Prefer points for purchases? It's your call.

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  • Happy Home. Happy Life.

    Superior service. 
    Select rates. All under one roof.

    Mortgage Center

  • Refer a Friend

    Earn up to $500 when your friends open a La Cap account.1

    Learn More

  • Pick a card. Any card.

    Like low rates? Prefer points for purchases? It's your call.

    Learn More

La Cap Mortgages

Take it to the House

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions

Apply Now

Less than 20% down may require private mortgage insurance (PMI).

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Like a Bank. But Better.

Improving the financial well-being of our members

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Be Informed. Get Involved.

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September 15, 2021

Is Now the Right Time to Refinance My Vehicle?

​​​​​​​Owning a car in Louisiana has become a necessity, but it isn’t cheap. Refinancing your auto loan can help you reduce your car’s financial cost.
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Aerial shot of a neighborhood destroyed by storm
September 07, 2021

How to Spot and Avoid Post-Disaster Scammers

As you begin repairs from Hurricane Ida, be aware that scammers are lurking to take advantage of you. Check out these ways to avoid common post-disaster scams.
Read Article
getting pre-approved for a mortgage blog photo
August 17, 2021

How to Get Pre-Approved for a Mortgage

If you’re serious about buying a home, securing a mortgage pre-approval letter from a potential lender is key. Learn more about how to get pre-approved for your next home in this month's blog.
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What Our Members Are Saying

  • "I have been with La Cap for 25 years, and I plan on another 25 years! Going to La Cap is like visiting family!"

    -J. Knight, Member

  • "All representatives at the O’Neal branch are very professional and knowledgeable, and then you add Ms. Alicia’s customer service excellence for an unbelievable pleasant experience."

    -Carlinton J., Member

  • "During this hard time with COVID-19, I was still able to do everything without getting out!! Thank you very much."

    -J. Bordelon, Member

  • Friendly, personal service. Felt like the old local community service ... not the big bank services I experienced to begin with.

    -C. Currier, Member

  • I've been with La Cap for over 12 years and still get great service. Wouldn't change my banking for anyone.

    -A. Scott, Member