Say Hello to Cash Back Credit

Earn money every time you swipe — money you can spend on trips, gear, grub and more.

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Happy Home. Happy Life.

Superior service. 
Select rates. All under one roof.

Home Loans

Refer a Friend

Earn up to $500 when your friends open a La Cap account.1

Learn More

Pick a card. Any card.

Like low rates? Prefer points for purchases? It's your call.

Learn More
  • Happy Home. Happy Life.

    Superior service. 
    Select rates. All under one roof.

    Home Loans
  • Refer a Friend

    Earn up to $500 when your friends open a La Cap account.1

    Learn More
  • Pick a card. Any card.

    Like low rates? Prefer points for purchases? It's your call.

    Learn More

La Cap Mortgages

Take it to the House

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions

Apply Now

Less than 20% down may require private mortgage insurance (PMI).

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Loan Amount

Like a Bank. But Better.

Improving the financial well-being of our members

Learn How

Be Informed. Get Involved.

Ways to Speed Up Saving for Your Emergency Fund
January 07, 2020

Ways to Speed Up Saving for Your Emergency Fund

Financial emergencies happen to everyone. Unfortunately, not everyone has a plan to handle a financial emergency. What will you do when an unexpected large expense looms?
Read Article
Phishing Alert
December 12, 2019

Phishing Alert

Please be advised that there are fraudulent text messages being sent to some La Capitol FCU members. The texts direct people to call a phone number regarding a locked credit or debit card. This is a fraudulent attempt to collect your personal information.
Read Article
Steps to Improve Your Financial Well-Being in 2020
December 12, 2019

Steps to Improve Your Financial Well-Being in 2020

Think of December as a launching pad that will allow you to get focused in 2020.
Read Article

What Our Members Are Saying

  • I love La Cap FCU!!! I've been a member for many years and the staff and the services provided are wonderful!!

    -Anonymous, La Cap Member
  • I've always had wonderful experiences with the professionals who work for La Cap, and I've always been extremely satisfied with the services and products I've been able to access. I love being able to put my money in a member-owned credit union, and La Cap is top-notch!

    -Anonymous, La Cap Member
  • It has never been this easy to refinance a vehicle...

    -Timothy Dennison, Member
  • Love the CU for the down home feel. Everyone is friendly and easy to deal with.

    -Anonymous, La Cap Member
  • 38 years of membership that has been remarkable.

    -Anonymous, La Cap Member