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Mortgage Center

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  • Happy Home. Happy Life.

    Superior service. 
    Select rates. All under one roof.

    Mortgage Center

  • Refer a Friend

    Earn up to $500 when your friends open a La Cap account.1

    Learn More

  • Pick a card. Any card.

    Like low rates? Prefer points for purchases? It's your call.

    Learn More

La Cap Mortgages

Take it to the House

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions

Apply Now

Less than 20% down may require private mortgage insurance (PMI).

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Improving the financial well-being of our members

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Phone with Unknown call on screen
April 22, 2021

How to Protect Yourself from Spoofing Phone Scams

If you're sending all incoming calls to voicemail because of scammers, unfortunately, you're not alone. It seems like every day more and more calls are recorded messages trying to sell you something or scammers trying to steal your information.
Read Article
home renovation mistakes blog photo showing a building under construction
April 21, 2021

10 Home Renovation Mistakes Everyone Makes

Upgrading your home can be a great way to improve your quality of life and increase your home’s value, but it can also be tricky. Learn more about a few common home renovation mistakes that could derail your projects.
Read Article
Piggy Bank with Coins
April 19, 2021

Spring Clean Your Finances and Reach Your Money Goals

Check out these eight key areas of financial understanding and specific actions you can take to make sure your financial life is up to speed.
Read Article
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What Our Members Are Saying

  • "I have been with La Cap for 25 years, and I plan on another 25 years! Going to La Cap is like visiting family!"

    -J. Knight, Member

  • "All representatives at the O’Neal branch are very professional and knowledgeable, and then you add Ms. Alicia’s customer service excellence for an unbelievable pleasant experience."

    -Carlinton J., Member

  • "During this hard time with COVID-19, I was still able to do everything without getting out!! Thank you very much."

    -J. Bordelon, Member

  • Friendly, personal service. Felt like the old local community service ... not the big bank services I experienced to begin with.

    -C. Currier, Member

  • I've been with La Cap for over 12 years and still get great service. Wouldn't change my banking for anyone.

    -A. Scott, Member