New Year, New Gear

Get ready for back to school with a Signature Loan from La Cap!

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Happy Home. Happy Life.

Superior service. 
Select rates. All under one roof.

Mortgage Center

Refer a Friend

Earn up to $500 when your friends open a La Cap account.1

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Pick a card. Any card.

Like low rates? Prefer points for purchases? It's your call.

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  • Happy Home. Happy Life.

    Superior service. 
    Select rates. All under one roof.

    Mortgage Center

  • Refer a Friend

    Earn up to $500 when your friends open a La Cap account.1

    Learn More

  • Pick a card. Any card.

    Like low rates? Prefer points for purchases? It's your call.

    Learn More

La Cap Mortgages

Take it to the House

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions

Apply Now

Less than 20% down may require private mortgage insurance (PMI).

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Like a Bank. But Better.

Improving the financial well-being of our members

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Be Informed. Get Involved.

glasses sit on top of a notebook with a computer in the background
July 28, 2021

Five Steps to a Mid-Year Financial Checkup

In June and July, it’s a good idea to check your yearly financial plan and see how you’re doing as the year hits its midway point.
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how to buy land blog photo of peaceful rural field
July 21, 2021

How to Buy Land 101

Considering the market for existing homes is growing tighter, you may be looking to acquire land to build rather than buy for your next space. Learn more about the process of shopping and buying land to secure the perfect plot for your next place.
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Calculators and papers with charts on them
July 14, 2021

Know the Four Components of a Budget

Before you break out the calculator, know these four main components of a budget. This will allow you to get all your paperwork in order before diving into equations and spreadsheets.
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What Our Members Are Saying

  • "I have been with La Cap for 25 years, and I plan on another 25 years! Going to La Cap is like visiting family!"

    -J. Knight, Member

  • "All representatives at the O’Neal branch are very professional and knowledgeable, and then you add Ms. Alicia’s customer service excellence for an unbelievable pleasant experience."

    -Carlinton J., Member

  • "During this hard time with COVID-19, I was still able to do everything without getting out!! Thank you very much."

    -J. Bordelon, Member

  • Friendly, personal service. Felt like the old local community service ... not the big bank services I experienced to begin with.

    -C. Currier, Member

  • I've been with La Cap for over 12 years and still get great service. Wouldn't change my banking for anyone.

    -A. Scott, Member