Our Checking Changes Everything

 We've got the best combination of rates, services and perks. Find out which account is right for you!

Personal Checking

Happy Home. Happy Life.

Superior service. 
Select rates. All under one roof.

Home Loans

Refer a Friend

Earn up to $500 when your friends open a La Cap account.1

Learn More

Pick a card. Any card.

Like low rates? Prefer points for purchases? It's your call.

Learn More
  • Happy Home. Happy Life.

    Superior service. 
    Select rates. All under one roof.

    Home Loans
  • Refer a Friend

    Earn up to $500 when your friends open a La Cap account.1

    Learn More
  • Pick a card. Any card.

    Like low rates? Prefer points for purchases? It's your call.

    Learn More

La Cap Mortgages

Take it to the House

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions

Apply Now

Less than 20% down may require private mortgage insurance (PMI).

{{ homePriceAdjusted | currency }}

Loan Amount

Like a Bank. But Better.

Improving the financial well-being of our members

Learn How

Be Informed. Get Involved.

why credit unions are great for millennials
September 16, 2019

Why Credit Unions Are Ideal for Millennials and Gen Z

For many young adults — the groups people today often refer to as “millennials and Gen Z”— the idea of a credit union as part of their money management strategy can be confusing. Here are three reasons why credit unions are a better fit for young adults — and how switching could benefit you.
Read Article
understanding down payments and PMI for home purchasing
September 10, 2019

Purchasing a Home: Understanding Down Payments and PMI

If you’re considering purchasing a home, you’re likely beginning to realize you need a good chunk of change to do so. The standard amount for a home’s down payment is generally 20% of your home’s purchase value—and that’s not considering the additional closing fees you’ll also have to pay.
Read Article
establishing a financial baseline for emergency savings
August 12, 2019

Savings Stability: Establishing a Financial Baseline

How much money do you need to survive financially if something happens? Do you know? If you don’t, you’re not alone.
Read Article

What Our Members Are Saying

  • I have never had a problem with anything I needed to get done at La Cap. They have done everything they can to make things easier for me.

    -Judith Calmes, Member
  • La Capitol makes it easy for you. They help you out to get the best banking you could ever ask for. They know when something is wrong. They are very secure with your account. I love my credit union!

    -Dalicia Myles, Member
  • In all the years of being with La Capitol, I've always have pleasant experiences.

    -Tuloha Williams, Member