Our Checking Changes Everything

We've got the best combination of rates, services and perks. Find out which account is right for you!

Learn More

Happy Home. Happy Life.

Superior service. 
Select rates. All under one roof.

Mortgage Center

Refer a Friend

Earn up to $500 when your friends open a La Cap account.1

Learn More

Pick a card. Any card.

Like low rates? Prefer points for purchases? It's your call.

Learn More
  • Happy Home. Happy Life.

    Superior service. 
    Select rates. All under one roof.

    Mortgage Center
  • Refer a Friend

    Earn up to $500 when your friends open a La Cap account.1

    Learn More
  • Pick a card. Any card.

    Like low rates? Prefer points for purchases? It's your call.

    Learn More

La Cap Mortgages

Take it to the House

Be absolutely sure your dream home is within reach. Complete our FREE mortgage pre-approval application, and a Mortgage Loan Originator will follow up to answer your questions

Apply Now

Less than 20% down may require private mortgage insurance (PMI).

{{ homePriceAdjusted | currency }}

Loan Amount

Like a Bank. But Better.

Improving the financial well-being of our members

Learn How

Be Informed. Get Involved.

COVID-19 financial stress
August 14, 2020

8 Ways Finding Financial Security Can Help Combat COVID-19 Stress

Whether you’re feeling the stress of COVID-19 now or have been fortunate enough to not yet feel the impact, ensuring you’re ready for anything the future brings is still incredibly important.
Read Article
photo of veteran standing near boots and and american flag
July 23, 2020

The Financial Impact of COVID-19 on Veterans

COVID-19 threatens not only our physical wellbeing and quality of life but also our financial health and sense of security. It should then come as no surprise that one of the groups hardest hit by this pandemic has been our veterans.
Read Article
money mistakes young professionals make blog photo
June 17, 2020

Four Money Mistakes Young Professionals Make

Amassing wealth is a long game. It takes years of early saving and investing to make it happen, so there’s no such thing as starting too early or too small.
Read Article

What Our Members Are Saying

  • "I have been with La Cap for 25 years, and I plan on another 25 years! Going to La Cap is like visiting family!"

    -J. Knight, Member
  • "All representatives at the O’Neal branch are very professional and knowledgeable, and then you add Ms. Alicia’s customer service excellence for an unbelievable pleasant experience."

    -Carlinton J., Member
  • "During this hard time with COVID-19, I was still able to do everything without getting out!! Thank you very much."

    -J. Bordelon, Member
  • Friendly, personal service. Felt like the old local community service ... not the big bank services I experienced to begin with.

    -C. Currier, Member
  • I've been with La Cap for over 12 years and still get great service. Wouldn't change my banking for anyone.

    -A. Scott, Member