Lock in quality rates for long-term savings with a share certificate, which is comparable to CDs from traditional financial institutions. You’ll earn higher dividends than our already competitive savings accounts.
Plus, if your money stays put, you’ll avoid early withdrawal penalties. So use these accounts to earn higher dividends on money you can afford not to touch for the term of the share certificate.
Simply consider your timeline, and explore rates below.
4-1-2018
| Thrifty Saver1 | ||||
|---|---|---|---|---|
| Min. Opening Deposit | APY | APY with La Cap Checking1 | Term | Dividends Posted |
| $1,500.00 | 2.27% | 2.68% | 1 Year | Monthly |
| $1,000.00 | 2.38% | 2.78% | 2 Years | Monthly |
| $500.00 | 2.78% | 3.20% | 3 Years | Monthly |
| $500.00 | 2.89% | 3.30% | 4 Years | Monthly |
| $500.00 | 2.99% | 3.40% | 5 Years | Monthly |
1Membership is required. APY = Annual Percentage Yield. The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For all accounts, the dividend rate and annual percentage yield are fixed and will be in effect for the initial term of the account. For accounts subject to dividend compounding, the annual percentage yield is based on the assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. . The minimum opening deposit for Thrifty Saver Share Certificates varies by term: 1 year = $1,500.; 2 year = $1,000.00; 3, 4, & 5 year = $500.00. The minimum opening deposit for Super Saver Share Certificates for all terms is $100,000.00. Additional deposits are not allowed during the term of the certificate. Dividends are compounded and credited monthly. Certificates will automatically renew at rates effective at the time of renewal. An early withdrawal penalty may apply for withdrawals made before the maturity of the certificate. For the Thrifty Saver and Super Saver Certificate accounts, you will earn a higher rate and APY when the same membership includes an open checking account. If the checking is closed before the certificate matures, the certificate rate and APY will decrease to the current rate, and APY available for the certificates without a checking. Federally insured by NCUA.
4-1-2018
| Super Saver1 | ||||
|---|---|---|---|---|
| Min. Opening Deposit | APY | APY with La Cap Checking1 | Term | Dividends Posted |
| $100,000.00 | 2.38% | 2.78% | 1 Year | Monthly |
| $100,000.00 | 2.48% | 2.89% | 2 Years | Monthly |
| $100,000.00 | 2.89% | 3.30% | 3 Years | Monthly |
| $100,000.00 | 2.99% | 3.40% | 4 Years | Monthly |
| $100,000.00 | 3.09% | 3.51% | 5 Years | Monthly |
1Membership is required. APY = Annual Percentage Yield. The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For all accounts, the dividend rate and annual percentage yield are fixed and will be in effect for the initial term of the account. For accounts subject to dividend compounding, the annual percentage yield is based on the assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. . The minimum opening deposit for Thrifty Saver Share Certificates varies by term: 1 year = $1,500.; 2 year = $1,000.00; 3, 4, & 5 year = $500.00. The minimum opening deposit for Super Saver Share Certificates for all terms is $100,000.00. Additional deposits are not allowed during the term of the certificate. Dividends are compounded and credited monthly. Certificates will automatically renew at rates effective at the time of renewal. An early withdrawal penalty may apply for withdrawals made before the maturity of the certificate. For the Thrifty Saver and Super Saver Certificate accounts, you will earn a higher rate and APY when the same membership includes an open checking account. If the checking is closed before the certificate matures, the certificate rate and APY will decrease to the current rate, and APY available for the certificates without a checking. Federally insured by NCUA.
