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Mortgage

Making Your Journey Home a Reality

La Capitol home lending helps you make the most of your home investment. Options like no PMI or down payment needed1 let you secure your loan with less funds and get into your space sooner. Also, you could qualify for up to 100% financing2 on your purchase — that means more money to spend on your new space.

Our mortgage products include:

  • Conventional | FHA | VA | Rural Development | Non-conforming | Double-Wide Mobile Home with Land
  • Land/Lot Up to 100% LTV | Non-warrantable condo | HELOCs & Fixed Second Mortgages

Application Status

If you've already submitted an application, you can check the status of your loan online.

Mortgage Buyers Guide

Valuable, timesaving information to help you find and buy your new home.

TruStage™ Home Insurance

Homeowners, renters, and condo insurance are available.

Mortgage Calculator

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Approximate monthly payment is an estimate only. Actual monthly payment will differ.

Payment Date Payment Principal Interest Total Interest Balance
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Payment schedule does not include taxes, insurance and fees


Meet Our Mortgage Loan Originators

  • Daniel Knoll

    Daniel Knoll Mortgage Lending Manager NMLS# 700837
    Mortgage Originator Daniel Knoll

    700 Main Street
    Baton Rouge, LA 70802

    Office: 225-342-5055 Ext 2320 or 800-522-2748
    Fax: 225-342-5012 or 800-297-2717

    Email Daniel

  • Natalie LeBlanc

    Natalie LeBlanc Mortgage Loan Originator NMLS# 2423351
    Natalie LeBlanc Loan Originator

    700 Main Street
    Baton Rouge, LA 70802

    Office: 225-342-5055 Ext 2374
    or 800-522-2748
    Fax: 225-342-5012 or 800-297-2717

     

    EmaiL NATALIE 

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Disclosures

1 PMI = Private Mortgage Insurance. Other conditions apply, including but not limited to appraisal, title, and maximum loan amount of $300,000. Maximum DTI (Debt to Income ratio) 40%. Minimum credit score of 700. No slow payments in the last 24 months. 24 months of previous mortgage history or rental history. Judgments, liens, voluntary or involuntary repossessions, charge-offs, federal and state tax liens must all be paid in full and released prior to closing. No open or active mortgage(s) allowed in order to qualify for this product. Minimum 24 months of verified employment in the same or related field. Two years of W-2s and tax returns are required. Seller contribution up to 6% allowed. Loans are available to qualified, creditworthy members. The amount of your loan and the term will affect your interest rate. The rate you qualify for will depend on a review of your credit history. Ask for complete details.

2 Loans are available to qualified, creditworthy members. The amount of your loan and the term will affect your interest rate. The rate you qualify for will depend on a review of your credit history. Ask for complete details.

NMLS # 411413

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