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Youth Savings

We'll Add $25 When You Open Their Account

We believe it is important to teach children to save, so we’ll help them with a $25 opening deposit and bonuses along the way when they open a Youth Savings account.1 When it comes to your kids, it’s never too early to start saving for the future. Even depositing a few dollars a month will help your child learn how easy saving can be and teach them good financial habits for life.

  • We’ll deposit an additional $25 in the account when you open it1
  • No monthly service charges1
  • Access to online banking and Remote Deposit

Open an account at your local branch.

Documents You'll Need


  • Minor’s identification (one of the following) - Social Security card, school identification card, birth certificate, passport, driver’s license/permit or state issued ID
  • Parental Guarantee of a Minor form
  • Your identification - driver’s license or state issued ID
  • Completed membership application for the minor.
  • Affidavit for a Minor form


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La Cap Savings (Share) Accounts are variable rate accounts. La Cap may change the dividend rate for your account as determined by the credit union Board of Directors. Dividends earned are posted and compounded monthly. Each day your account balance exceeds $100.00, you earn dividends on the entire balance. Applicable fees and conditions could reduce the earnings on your account.

1 The minimum opening balance required is $25. At account opening, La Cap will deposit an additional $25 into the account. A balance of $100 will accrue dividends. Monthly service fees are waived for account owner's under 17 years of age. At age 17, monthly service fees apply.

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