We believe it is important to teach children to save, so we’ll help them with a $25 opening deposit and bonuses along the way when they open a Youth Savings account.1 When it comes to your kids, it’s never too early to start saving for the future. Even depositing a few dollars a month will help your child learn how easy saving can be and teach them good financial habits for life.
- We’ll deposit an additional $25 in the account when you open it1
- No monthly service charges1
- Access to online banking and Remote Deposit
Open an account at your local branch.
Teaching Kids Money Lessons
Schools may teach our children how to identify and count money, but they don't provide a robust financial education for kids. That's up to you, and the earlier you give your kids positive experiences earning, spending and managing money, the more their financial skills will develop and mature.
Money-Saving Tips for College Freshmen
You hope that freshman will make wise financial choices, but some wisdom comes only with experience—or some tips from people who’ve already been through it, learned from their mistakes and are willing to share a few insights on how to hold onto your money while you’re an undergrad.
College Move in Day: Eight Ways You Should Prepare
If this is your first experience sending a child to college, it probably looks little like it did in your day. Many universities feel like small nation states, and there’s a lot to get done between now and then. To help, we’re offering some topic-based tips for college move-in day.
La Cap Savings (Share) Accounts are variable rate accounts. La Cap may change the dividend rate for your account as determined by the credit union Board of Directors. Dividends earned are posted and compounded monthly. Each day your account balance exceeds $100.00, you earn dividends on the entire balance. Applicable fees and conditions could reduce the earnings on your account.
1 The minimum opening balance required is $25. At account opening, La Cap will deposit an additional $25 into the account. A balance of $100 will accrue dividends. Monthly service fees are waived for account owner's under 17 years of age. At age 17, monthly service fees apply.