Mortgage Center

   

Get a Great Mortgage Rate Today

La Capitol home lending helps you make the most of your home. With options like no PMI or down payment needed,1 you can secure your loan with smaller funds and get into your space sooner. What’s more? You could qualify for up to 100% financing2 on your purchase — that means more money to spend on your new space.

Our mortgage products include:
Conventional | FHA | VA | Rural Development | Non-conforming | Mobile Home
Land/Lot Up to 100% LTV | Non-warrantable condo | HELOCs & Fixed Second Mortgages

Applying online is as easy as 1-2-3. You can click here to apply now.

  1. Click “Apply Now” and complete the application.
  2. When you have completed the application, click “Submit” and your information will be reviewed.
  3. A La Capitol FCU Mortgage Loan Originator will follow up to answer your questions.

Apply Now

Request More Information

Why Get a Mortgage from La Cap?

Watch This Video to Find Out
 

 

  • Mortgage Buyer's Guide

    Mortgage - Couple on StoopThe La Cap Mortgage Buyer’s Guide can provide you with valuable, timesaving information to help you with the process of finding and buying a new home. Best of all, it’s free. 

    Download the Mortgage Buyer's Guide

  • Mortgage Loan Originators

    Our goal is to provide the highest level of service at competitive rates. Our Mortgage Loan Originators are only a phone call away if you need help. Contact us at 800.522.2748.

    Daniel Knoll Mortgage Lending Manager NMLS# 700837
    Daniel - Mortgage Loan Originator

    700 Main Street
    Baton Rouge, LA 70802

    Office: 225-342-5055 Ext 2320 or 800-522-2748
    Fax: 225-342-5012 or 800-297-2717

    Email Daniel
    Leta Bowers Mortgage Loan Originator NMLS# 132112
    Daniel - Mortgage Loan Originator

    700 Main Street
    Baton Rouge, LA 70802

    Office: 225-342-5055 Ext 2374 or 800-522-2748
    Fax: 225-342-5012 or 800-297-2717

    Email Leta

1PMI = Private Mortgage Insurance. Other conditions apply, including but not limited to appraisal, title, and maximum loan amount of $300,000. Maximum DTI (Debt to Income ratio) 40%. Minimum credit score of 700. No slow payments in the last 24 months. 24 months of previous mortgage history or rental history. Judgments, liens, voluntary or involuntary repossessions, charge-offs, federal and state tax liens must all be paid in full and released prior to closing. No open or active mortgage(s) allowed in order to qualify for this product. Minimum 24 months of verified employment in the same or related field. Two years of W-2s and tax returns are required. Seller contribution up to 6% allowed. Loans are available to qualified, creditworthy members. The amount of your loan and the term will affect your interest rate. The rate you qualify for will depend on a review of your credit history. Ask for complete details.

2Loans are available to qualified, creditworthy members. The amount of your loan and the term will affect your interest rate. The rate you qualify for will depend on a review of your credit history. Ask for complete details.