Bring Your Money to La Cap. Get $650 Back.
Earn a $650 reward when you deposit $10,000 in new money into a Liquid Assets Checking account.3
Looking for a way to earn dividends on a larger balance while keeping the flexibility of a checking account? Liquid Assets Checking gives you the benefits of a dividend-earning account1 with the ability to make transactions when you need them—with no complicated transaction or activity requirements.1
How to Earn Your $650 Reward3
Open or Add
Open a new Liquid Assets Checking account.
Deposit
Within 30 days of opening, deposit $10,000 in new money not currently held by La Capitol and enroll in online banking.3
Maintain
Maintain a minimum daily balance of $10,000 for 180 consecutive days, beginning on the date the required funding amount is deposited.3
Get Rewarded
Once all requirements are met, we'll deposit your $650 reward into your Liquid Assets Checking account within 15 days.3
Open an Account Add Liquid Assets Checking
New member? Open an account. Already a member? Add Liquid Assets Checking today!
Why Open Liquid Assets Checking?
Designed for larger balances you want to keep accessible.
Liquid Assets Checking lets you earn dividends on your full balance while keeping the flexibility of a checking account. A $2,500 minimum daily balance is the only requirement to earn dividends—no qualifying transactions or other activity requirements.1
It's a great option for members who want to keep a larger balance readily available for transactions while still earning dividends on their money.
- $2,500 minimum daily balance to earn dividends1
- No transaction requirements to earn dividends1
- Earn dividends on your full balance1
- Full checking functionality with Online Banking, Mobile App, Bill Pay and more
- Elite Saver Plus account available2
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Liquid Assets Checking: Earn Dividends and Stay Flexible
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Disclosures
Membership is required with a Regular Savings Account with a $5.00 par balance. Checking account approval is based on the evaluation of creditworthiness. A fee of $15.00 monthly service charge for a low balance will be assessed if average daily balance requirements are not met. A $2.00 monthly service charge will be assessed if paper statements are provided. The $2.00 monthly service charge for paper statements is waived for members who are under 17 years old or over 60 years old or any account enrolled to receive electronic statements (eStatements). Unless otherwise stated overdraft programs are available for additional fees please see the fee schedule for specific services and fees. Some restrictions apply. Please contact a La Cap representative for additional details.
1 Liquid Assets Checking: The minimum deposit to open is $2,500.00. The dividend rate is 0.10% accurate as of Effective Date: 09/21/26 and subject to change without notice. The $15.00 monthly service charge for a low balance is waived with a $2,500.00 minimum daily balance in the statement period. Dividends are calculated on an average daily balance method, compounded, and credited monthly. Fees may reduce earnings. Effective Date: 09/21/26.
2 Elite Saver Plus: Elite Saver Plus Accounts are available only to credit union members with a Choice Checking or Liquid Assets Account. If your Choice Checking or Liquid Assets Account is closed, your Elite Saver Plus Account will be converted to a Regular Savings (Share) Account. Minimum opening balance is $10,000.00. The Annual Percentage Yield for your account is determined by the applicable rate tier. Tier 1, required balance: $10,000.00–$99,999.99, 1.5% APY; Tier 2, required balance: $100,000.00–$249,999.99, 1.00% APY; and Tier 3, required balance: $250,000 and higher, 0.5% APY. Rates are subject to change. A minimum balance of $10,000.00 is required to earn the stated APY. A $25.00 per month fee will be assessed when the balance falls below $10,000.00 any day during the month. Withdrawals will decrease the APY earned. Please contact La Cap for current rate information and complete account disclosures.
3 $650 Reward Promotion: Open a new Liquid Assets Checking account and receive a $650 reward by completing the following requirements: (i) within 30 days of account opening, fund the account with $10,000 in new money not currently held by La Capitol; (ii) enroll in online banking; (iii) beginning on the date the required funding amount is deposited, maintain a minimum daily balance of $10,000 for the $650 reward for the next 180 consecutive days. If all requirements are met, the reward will be deposited into the Liquid Assets Checking account within 15 days after the 180-day balance maintenance requirement has been satisfied.
Offer cannot be combined with any other offer. Limit one reward per membership. Offer is available to new or existing La Capitol members who do not currently have a Liquid Assets Checking account, have not closed one within the past 90 days, and have not had a La Capitol checking account closed with a negative balance within the past three (3) years.
Offer valid for new Liquid Assets Checking accounts opened on or after September 18, 2026. Offer may be withdrawn at any time without notice. Rewards are considered interest and may be reportable on IRS Form 1099-INT (or Form 1042-S, if applicable).