La Cap can provide an auto loan pre-approval before you even head to the dealership or help with the financing after you've found the perfect vehicle. We also offer refinancing, so consider checking to see if your current ready is really the best. Loans are also available for a variety of boats and other recreational vehicles.
Auto Loans
At La Capitol, we'll always give you the best auto loan rate you qualify for — not the highest rate you'll accept. That means if you find your dream car and give us a monthly budget, we’ll help find a rate that gets you there.
Auto Refinancing
Even if you think you have a good rate, odds are our auto loan rates will be better. That makes refinancing with La Cap a good option.
- Refinance with La Cap and skip the first three payments.1 With the average car payment over $630 per month you could free up $1,900.1
- Get up to $100 for refinancing.2
Recreational Vehicles, Boats, & More
High rates shouldn't cloud your leisure time. Whether you want to travel the country in your new RV or take the boat out for a little fishing, we have options to suit your needs. Refinancing is also available.
Auto Loan Calculator
This calculator computes the most expensive car you can buy based on the highest monthly payment you can afford. The calculated amount includes taxes and documentation fees.
Maximum auto price:
Based on the information entered, this is the total amount that you can afford to pay on your car, taxes, and document fees.
Estimated Payoff Date
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Disclosure
1 Loan products are available to qualified, creditworthy members. The actual rate for which you qualify will be based on your credit history, loan amount & the term of your loan. Eligible members may elect to defer payment for up to 90 days (some restrictions apply). Interest continues to accrue during deferment period. Offer is valid for transferred vehicle loans currently with other financial institutions and does not apply to vehicles currently financed through La Capitol Federal Credit Union.
2 Up to $100 incentive offer is valid for transferred vehicle loans currently with other financial institutions and does not apply to vehicles currently financed through La Capitol Federal Credit Union. Only balances of $8,000 or above qualify for a cash incentive under this offer: $50 for vehicle loans with a balance of $8,000 up to $11,999.99, $75 for vehicle loans with a balance of $12,000 up to $17,999.99 and $100 for loans with a balance of $18,000 or more. Offer valid on 2019 or newer year models.