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Payment Options

Make a payment quickly and easily

Time to pay a bill? We have several payment methods for each of your loans. The easiest way to pay your bills is through online and mobile banking.

All La Cap loans can be paid in-person or by mail.

In-person: Make a drive-thru or in-branch payment at any of our 15 locations.  You may also make your payments at any Co-op Shared Branch.

By mail: Mail your payment to La Capitol FCU PO Box 3398, Baton Rouge, LA  70821-3398 OR 700 Main Street, Baton Rouge, LA 70802. Only checks, cashier’s checks, and money orders are accepted. Cash will not be accepted.  Be sure to include your loan number or a description such as “Visa Payment” on the check. 

For your convenience, a loan payment coupon is available. 

Visa Credit Card Payments

  • Through Online Banking
  • By Bill Pay from another financial institution
  • Using our Visa Options Form
  • By mail or in-person at a La Cap branch

Mortgage Payments

  • Through Online Banking
  • By Bill Pay from another financial institution
  • By mail or in-person at a La Cap branch

Home Equity Line of Credit Payments

Auto, Boat, RV Payments

Personal Loan Payments

Late Fees

Direct Loan: 20% of interest due with a minimum of $25
Indirect Loan: $10 or 5% of the part of the payment that is late, whichever is greater
HELOC: $25
Credit Card: $25 (or the amount of required minimum payment, whichever is less)
Mortgage: 5% of the payment due (principal plus interest)

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