Time to pay a bill? We've have several payment methods for each of your loans. The easiest way to pay your bills is through online and mobile banking.
All La Cap loans can be paid in-person or by mail.
In-person: Make a drive-thru or in-branch payment at any of our 15 locations. You may also make your payments at any Co-op Shared Branch.
By mail: Mail your payment to La Capitol FCU PO Box 3398, Baton Rouge, LA 70821-3398 OR 700 Main Street, Baton Rouge, LA 70802. Only checks, cashier’s checks, and money orders are accepted. Cash will not be accepted. Be sure to include your loan number or a description such as “Visa Payment” on the check.
For other payment options, find your loan type below.
Late Fees
Direct Loan: 20% of interest due with a minimum of $25
Indirect Loan: $10 or 5% of the part of the payment that is late, whichever is greater
HELOC: $25
Credit Card: $25 (or the amount of required minimum payment, whichever is less)
Mortgage: 5% of the payment due (principal plus interest)