When you get a Visa credit card from La Capitol, a low introductory rate is just the beginning. We offer three types of cards that, depending on your needs, translate to savings versus other financial institutions. And if you're concerned about convenience and security, the easy-to-use La Capitol FCU Card Manager mobile app is just what you need. With popular functions and added security features at your fingertips, you can take care of important matters in just seconds, from anywhere at any time.
| Cash Back Visa Signature | Prime Plus Visa | Rewards Visa | |
|---|---|---|---|
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| Features | Earn cash back with every swipe | Get a great, low interest rate | Earn points to use for shopping or rental cars |
| Introductory Offer | • 0% interest on balance transfers for 12 months1 • 0% interest on new purchases for 12 months1 • Earn $150 in the first 90 days just for using your card2 |
• 0% interest on balance transfers for 12 months1 • 1.99% interest on new purchases for 12 months1 |
• 0% interest on balance transfers for 12 months1 • 1.99% interest on new purchases for 12 months1 |
| Annual Percentage Rate1 | 15.50% to 18.00% | 11.50% to 18.00% | 15.50% to 18.00% |
| Rewards | 1% cash back on purchases3 | --- | 1 point for each dollar spent |
| Learn More | Learn More | Learn More |
Disclosure
1 APR = Annual Percentage Rate. With Prime Plus and Rewards Visa’s the introductory APR of 1.99% for 12 billing cycles on eligible purchases made in the first 90-days from account opening. With Cash Back Visa, the introductory APR of 0.00% for billing cycles on eligible purchases made in the first 90-days from account opening. The introductory APR on balance transfers made in the first 90-days from account opening is 0.00% for 12 billing cycles. Cash advances are not eligible for either introductory rate. After that the variable rate as of 09/01/2023 will be (11.50%-18.00% Prime Plus) (15.50%-18.00% Signature Cash Back) (15.50%-18.00% Rewards) based on your creditworthiness. Existing La Capitol credit card balances or loan accounts are excluded from this 0.00% balance transfer offer. Membership required and membership account with $5 par required for additional services. Additional restrictions may apply please contact a La Cap representative for complete details.
2 You will be eligible to earn a $150 bonus when you spend at least $1,500 in eligible net purchases within 90-days of from opening your new Visa Signature Cash Back. The purchase requirements and exclusions that apply to cash back rewards also apply to the bonus. This applies to new La Capitol Visa Signature Cash Back accounts only. Additional restrictions may apply please contact a La Cap representative for complete details.
3 Earn a 1.00% rebate based on net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, and ATM transaction fees. Cash equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards. Additional restrictions may apply please contact a La Cap representative for complete details.