No cost option – Simple Checking account holders age 24 and under won’t have to worry about monthly service fees or low balance fees.2 That makes Simple checking completely no cost. If you choose to add BaZing to your Simple account, you will pay a $4.99 monthly fee for your BaZing benefits.1
1 Cell phone protection and personal identity protection are subject to additional terms and conditions. Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency. 2 Low balance fee and monthly service fee waived for accounts owned by members age 24 and under. When an account holder reaches age 25, monthly service fee and low balance fee become applicable. Monthly service fee: At that time, a monthly service charge of $2.00 will be assessed for months when the account is enrolled in paper statements. A member may re-enroll in estatements at any time. Low balance fee: La Cap Simple (Share Draft) accounts have a minimum balance requirement of $1,000.00 and a low balance fee of $8.00. If average daily balance drops below $1,000.00, a low balance fee of $8.00 will be assessed. Low balance fee will be waived if one of the following conditions is met during that same month: - 10 or more posted non-ATM debit card transactions - Direct deposits of $500 or more (total) are made to the account.