How to Avoid End-of-Year Charity Scams

Wednesday, December 15, 2021
   
A child puts money in a red donation bucket

The season of giving is here. For many, holiday giving includes supporting charitable causes. Charities in need of support will be making year-end appeals by phone, mail, email, and social media.

Scammers know that, too. Every year, they try to trick people into giving to them with fake charity accounts and other sinister tactics.

Make sure your money will support the programs you care about.

Check out the charity before you donate

Search online with the name of the charity plus words like “complaint,” “review,” or “scam.” Learn more about the charities through what organizations like the BBB Wise Giving AllianceCharity NavigatorCharityWatch and Candid say about how a charity does its business and spends its money.

For more tips, go to the FTC's Charity page to find the information you need on how to conduct the research.

Double-check the name

Scammers sometimes use names that sound like real charities that you know and trust. So check, then double check to make sure you’re donating to the real deal.

Don’t be rushed

Scammers love to pressure you to make fast decisions and pay them. But take it slow. Real charities will be happy to get your donation when you’re ready.

Avoid donations by cash, gift card, cryptocurrency, or money transfer service — if they demand to be paid that way.

That’s how scammers ask to be paid. Your safer bet is to pay by credit card.

Report charity scams to the FTC

Your report can help people in your community protect themselves from charity scams and other types of fraud. The FTC uses reports like yours to investigate and bring law enforcement cases.

Also check out the FTC's Charity page for more, including tips and information on giving through online platforms.

Stay Safe with La Cap

La Cap is committed to protecting your information and keeping your account safe. Learn how you can keep your personal finances safe from fraud.

Check out our Fraud Prevention Resources for more tips to help keep you safe! 

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