How to Spot and Avoid Post-Disaster Scammers

Tuesday, September 7, 2021
Aerial shot of a neighborhood destroyed by storm

As you assess the damage and begin repairs from Hurricane Ida, be aware that scammers are lurking to take advantage of you. 

Here are ways to help you avoid common post-disaster scams.

  • Be skeptical of anyone promising immediate clean-up and debris removal. Some may quote outrageous prices, demand payment up-front, or lack the skills needed.
  • Check them out. Before you pay, ask for IDs, licenses, and proof of insurance. Don’t believe any promises that aren’t in writing.
  • Never pay by wire transfer, gift card, cryptocurrency, or in cash. And never make the final payment until the work is done and you’re satisfied.
  • Guard your personal information. Only scammers will say they’re a government official and then demand money or your credit card, bank account, or Social Security number.
  • Know that FEMA doesn’t charge application fees. If someone wants money to help you qualify for FEMA funds, that’s probably a scam.
  • Be wise to rental listing scams. Steer clear of people who tell you to wire money or ask for security deposits or rent before you’ve met or signed a lease.
  • Spot disaster-related charity scams. Scammers will often try to make a quick profit from the misfortune of others. Check out the FTC’s advice on donating wisely and avoiding charity scams.

If you suspect a scam, report it to the FTC.

La Cap Is Here for You

If you need financial help following Hurricane Ida, La Cap is offering an emergency Member Relief Loan. Members can apply for a La Cap Member Relief Loan now through Oct. 1, 2021.

Member Relief Loan