May 24, 2023
Shared Branching Awareness Week gives us an opportunity highlight a valuable membership benefit: access to your accounts from different locations. La Capitol FCU takes part in the shared branching network so you can visit any other co-op credit union across the country to complete financial transactions like loan payments and account deposits and withdrawals.
Your Mobile Banking app offers several mobile services, but sometimes a physical location is required for certain transactions or for your convenience. Check-out a locator to more than 5,000 branches!
We’ve put together the video below and a list of the top five benefits of shared branches. Take a moment to discover how they can make managing your funds easier while also saving you time and money.
Access Your Account Easily While Traveling
Perhaps the top benefit of co-op credit union branches is access to your accounts from different locations. You are probably aware of the convenience that bank chains can provide while traveling, but you may not have known that cooperative credit union branches provide the same benefits. If your primary credit union takes part in the shared branching network, you will be able to visit any other co-op credit union across the country to complete financial transactions like loan payments and account deposits and withdrawals. Your credit union app may offer several mobile services, but sometimes a physical location is required for certain transactions or for your convenience.
Avoid Costly ATM Fees
An ATM can offer you quick access to your cash, but ATM fees can be costly unless you use an ATM associated with your financial institution. Co-op credit union branches can help by providing you with free ATM services at any shared network location. Whether you need to check your account balance or make a withdrawal for an unexpected purchase, you can rely on any co-op branch rather than having to wait until you are at your home branch.
Keep Your Credit Union Account if You Move
Co-op credit union branches offer you an amazing convenience if you move to another area of town or even across the country. There are hundreds of branches across the United States. You will probably be near a credit union that participates with your home branch and that you will not need to open a new account. On the rare occasion that a branch cannot help you with a specific transaction, most credit unions offer phone or online services. If you are already dealing with the stress of a move, not having to deal with opening new money management accounts can feel like a lifesaver.
Get Funds in Natural Disasters
Co-op credit union branches can be just as indispensable during a natural disaster as they are when traveling or moving across the country. You will have one less thing to worry about when you are evacuating to a safer location, paying for food and lodging, and returning home for cleanup. This benefit is particularly valuable during times of uncertainty here in Louisiana.
Enjoy Flexible Banking From Any Location
You can take advantage of flexibility when all is well and you are performing more mundane tasks. For example, if your credit union’s home branch is not nearby as you are running errands, you can stop into a different branch to deposit a check or withdraw cash. The co-op credit union shared branch network is designed with customer convenience and satisfaction in mind.
Get the Most Out of Banking with La Capitol
If you have not discovered these benefits of co-op credit union branches for yourself, we invite you to check out our La Capitol Locations and Co-op Locations search pages to find the most convenient branch for you. Whether you are running errands around town or traveling, you will find it easy to access your funds thanks to numerous accessible co-op shared branches across the country.