Earn 1% Cash Back on Purchases1
With La Capitol’s Cash Back Visa Signature card, you earn 1% cash back — cold hard cash — every time you swipe.1 This card delivers exceptionally low interest rates on both balance transfers2 and purchases. 2 Plus, earn an extra $150 in the first 90 days just for using your card.3 That means you can spend and save!
The Cash Back card offers:
- 0% interest on balance transfers for 12 months2 on balance transfers made in the first 90 days after account opening
- 0% interest on new purchases for 12 months2 on purchases made in the first 90 days after account opening
- No over-the-limit fee
- No annual fee
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Cash Back Visa Signature Rewards and Rebate Terms & Conditions
Balance Transfers
Pay 0% interest for 12 months2 on balance transfers made in the first 90 days after account opening.
New Purchases
Pay 0% interest for 12 months2 on purchases made in the first 90 days after account opening.
Additional Cash Earnings
Earn an extra $150 in the first 90 days just for using your card3 and earn 1% cash back every time you swipe.1
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Disclosures
1 Earn a 1.00% rebate based on net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, and ATM transaction fees. Cash equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards. Additional restrictions may apply please contact a La Cap representative for complete details.
2 APR = Annual Percentage Rate. With Cash Back Visa Signature card, the introductory APR of 0.00% for billing cycles on eligible purchases made in the first 90-days from account opening. The introductory APR on balance transfers made in the first 90-days from account opening is 0.00% for 12 billing cycles. Cash advances are not eligible for either introductory rate. After that the variable rate as of 07/01/2023 will be (15.50%-18.00%) based on your creditworthiness. Existing La Capitol credit card balances or loan accounts are excluded from this 0.00% balance transfer offer. Membership required and membership account with $5 par required for additional services. Additional restrictions may apply please contact a La Cap representative for complete details.
3 You will be eligible to earn a $150 bonus when you spend at least $1,500 in eligible net purchases within 90-days of from opening your new Visa Signature Cash Back. The purchase requirements and exclusions that apply to cash back rewards also apply to the bonus. This applies to new La Capitol Visa Signature Cash Back accounts only. Additional restrictions may apply please contact a La Cap representative for complete details.
Cash Back Visa Signature Application and Solicitation Disclosure (PDF)