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Direct Deposit

Direct deposit provides a safe and easy option for receiving your paycheck or other deposits. Instead of receiving a paper check, funds are transferred directly into your accounts.

Setting Up Direct Deposit

To have direct deposit set up, you will need to talk to your employer or the company making deposits to you. They may have a specific process you need to follow. You will need to provide them with La Cap's routing number and the account number(s) where you want your deposits made. 

La Cap's Routing Number: 265473582

You can generate your own pre-filled direct deposit form through online banking. It's easy!

  • Log in with online banking.
  • Find “Direct Deposit Form” on the left-hand menu.
  • Select an account from the drop-down menu.
  • Scroll to the bottom right of the generated document.
  • Click the “Print” button to print the form.

You can also download our Payroll Deposit Form and provide it to your employer after completing it.

 

Early Access to Funds

We post electronic credits like ACH and direct deposits the day we receive them. That means you could get your paycheck up to two days early.1

Fewer Trips to the Branch

Since your payments are being deposited directly into your account, you won't have to visit a branch to deposit checks anymore. 

No More Lost Checks

With direct deposit, your funds go directly into your accounts - no more keeping track of paper checks.

 

Disclosures

1 You may receive access to your ACH credits up to 2 days early. We post ACH credits the day we receive them and when we receive them depends on the timing of the payer’s payment instructions. Federal holidays may delay availability.

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