Mortgage Refinance

   

Refinancing Your Home Can Help You Save

While we believe saving money is always a good idea, now it matters more than ever. If you own a home, it may be prime time to consider refinancing your mortgage.

At La Capitol, our rates have dropped to near historic lows, making now the best time to get the most from your home loan. With a lower rate, you can save more money each month — cash you can use to pad your savings or pay off unexpected expenses.

Lower your monthly payments by lowering your interest rate. That saves money today AND in the long term. Plus, you may qualify for no money down1 or no PMI!2

Explore the options and advantages of a La Cap home loan. Let one of our home loan experts walk you through the process today!

Apply Now

Request More Information

Forbes 2020 Best-In-State Credit Unions

Why Get a Mortgage from La Cap?

Watch This Video to Find Out
 

 

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Loan Originators are only a phone call away if you need help. Contact us at 800.522.2748.

Print page

1Loans are available to qualified, creditworthy members. The amount of your loan and the term will affect your interest rate. The rate you qualify for will depend on a review of your credit history. Ask for complete details.

2PMI = Private Mortgage Insurance. Other conditions apply, including but not limited to appraisal, title, and maximum loan amount of $300,000. Maximum DTI (Debt to Income ratio) 40%. Minimum credit score of 700. No slow payments in the last 24 months. 24 months of previous mortgage history or rental history. Judgments, liens, voluntary or involuntary repossessions, charge-offs, federal and state tax liens must all be paid in full and released prior to closing. No open or active mortgage(s) allowed in order to qualify for this product. Minimum 24 months of verified employment in the same or related field. Two years of W-2s and tax returns are required. Seller contribution up to 6% allowed. Loans are available to qualified, creditworthy members. The amount of your loan and the term will affect your interest rate. The rate you qualify for will depend on a review of your credit history. Ask for complete details.