The best bank isn’t a bank at all. With a checking account from La Capitol Federal Credit Union, you get access to the best combination of rates, services, and perks. Choose our Simple account for simply great checking with low fees and courtesy pay or our Choice account to earn dividends with every swipe of your debit card.³ Both accounts offer a no cost option,^1,2,5 or if you're looking for perks, just add BaZing. You'll get cell phone protection,^{6, 7} roadside assistance, ID theft aid,⁸ and more amazing BaZing benefits for just $4.99 a month. 

Learn More About BaZing

To learn more, watch the video below.

Ready to change everything? Start by choosing a checking account.

Take our checking quiz! For more detailed information on a particular account, scroll down to read about that account.

Simple

Our Most Popular Account

Simply great checking with low fees and courtesy pay – no cost option available. ^1,2

• No Cost Option Available^{1, 2}
• Courtesy Pay
• Free 24/7 access with online banking, mobile app, bill pay, and more
• Click here for info/details on our Student Checking account

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Open a Simple Account 

Open a Simple Account with BaZing

Choice

Our Most Complete Account

Checking that pays: monthly dividends³ plus ATM fee refunds⁴ – no cost option available. ^1,5

• No Cost Option Available^{1, 5}
• Dividends up to 4.25% APY³
• ATM Fee Refunds⁴
• Free 24/7 access with online banking, mobile app, bill pay, and more

Learn More

Open a Choice Account 

Open a Choice Account with BaZing

^1-8 Click here for details.

For full disclosures, view our Truth in Savings (TISA) booklet and current addendums.