When you get a Visa credit card from La Capitol, a low introductory rate is just the beginning. We offer two types of cards that, depending on your needs, translate to savings versus other financial institutions.
Prime Plus members use their card to make purchases and pay off their balances over time. Their reward is the lowest rate possible on their credit card balance, which saves them money.
Rewards members regularly pay off their balance and use their card as a convenient way to pay for and keep track of the purchases they make each month. They earn points, which can be used for travel or shopping as a reward for using their card. One dollar spent means one reward point earned—it’s that easy!
With both cards, you’ll enjoy:
Already a Rewards member? Check your points balance here.
Make everyday transactions even more convenient by setting up your La Capitol debit or credit card with Apple Pay, Google Pay or Samsung Pay. Use your respective payment method anywhere you see the following symbols.
*APR = Annual Percentage Rate. Our Prime Plus Visa has the lowest rate of any credit card we offer. The introductory APR on purchases is 1.99% for twelve months for purchases made in the first 90 days after account opening. The introductory APR on balance transfers is 0.00% for twelve months for balance transfers made in the first 90 days after account opening. Purchases and balance transfers made after the introductory rate periods will be charged at the non-introductory rate. The introductory rate does not apply to cash advances. The introductory rate will end twelve months from account opening. Your rate for purchases, balance transfers and unpaid balances after the introductory period will be adjusted to the non-introductory rates, based on your creditworthiness. Existing La Capitol credit card balances or loan accounts are excluded from this 0.00% balance transfer offer. Membership eligibility required. Visit lacapfcu.org for full membership eligibility requirements.