Visa Credit Cards


Plastic, Made Perfect

When you get a Visa credit card from La Capitol, a low introductory rate is just the beginning. We offer two types of cards that, depending on your needs, translate to savings versus other financial institutions.

Prime Plus Visa

Prime Plus members use their card to make purchases and pay off their balances over time. Their reward is the lowest rate possible on their credit card balance, which saves them money.

Apply For Prime Plus Visa

Rewards Visa

Rewards members regularly pay off their balance and use their card as a convenient way to pay for and keep track of the purchases they make each month. They earn points, which can be used for shopping or rental cars, via CU Rewards, as a reward for using their card. One dollar spent means one reward point earned—it’s that easy!

Apply For Rewards Visa

With both cards, you’ll enjoy:

  • 0% interest on balance transfers for 12 months*
    On balance transfers made in the first 90 days after account opening
  • 1.99% interest on new purchases for 12 months*
    On purchases made in the first 90 days after account opening
  • No over-the-limit fee
  • No annual fee

Check Your Rewards Balance

Already a Rewards member? Check your points balance here.

Going on a Trip? Let Us Know!

Before you pack your bags, take a moment to give us a call – even if you’re just taking a short trip to Mexico or Canada. Some countries have experienced an excessive amount of fraudulent plastic activity and we want to make certain you will be able to use your La Cap Visa or Visa Check Card easily and safely.

Application & Solicitation Disclosures

Rewards Visa Application and Solicitation Disclosure
Prime Plus Visa Application and Solicitation Disclosure

Pay With Your SmartPhone

Make everyday transactions even more convenient by setting up your La Capitol debit or credit card with Apple Pay, Google Pay or Samsung Pay. Use your respective payment method anywhere you see the following symbols.

Apple Pay     Google Pay     Samsung Pay

*APR = Annual Percentage Rate. Our Prime Plus Visa has the lowest rate of any credit card we offer. The introductory APR on purchases is 1.99% for twelve months for purchases made in the first 90 days after account opening. The introductory APR on balance transfers is 0.00% for twelve months for balance transfers made in the first 90 days after account opening. Purchases and balance transfers made after the introductory rate periods will be charged at the non-introductory rate. The introductory rate does not apply to cash advances. The introductory rate will end twelve months from account opening. Your rate for purchases, balance transfers and unpaid balances after the introductory period will be adjusted to the non-introductory rates, based on your creditworthiness. Existing La Capitol credit card balances or loan accounts are excluded from this 0.00% balance transfer offer. Membership eligibility required. Visit for full membership eligibility requirements.