Three Ways You Can Use a Cash-Out Refinance
A cash-out refinance is a type of mortgage refinancing option that not only gives you a new mortgage with new terms and conditions, but it also lets you free up and borrow a portion of the equity in your home as discretionary cash.
HELOC Versus Home Refinancing: Which to Choose?
If you’re a little bit confused about the differences between opening a HELOC and refinancing your mortgage, you’re not alone. Both are important financial tools that can help you get the most from the equity they've built up — but each works a bit differently, offering its own particular benefits.
How to Get Pre-Approved for a Mortgage
If you’re serious about buying a home, securing a mortgage pre-approval letter from a potential lender is key. This lets you know how much house you can afford and shows real estate agents and home sellers that you’re a serious buyer qualified to tour homes in your price range.
How Much Can You Save with a Home Refinance?
What would you do with an extra $300 each month? Right now, more than 15 million Americans are in the “sweet spot” to refinance their mortgage and save an average of $300 per month. That adds up to more than $4.5 billion (with a “B”) that homeowners could save.
How to Buy Land 101
The market for existing homes is growing tighter so you may be looking to acquire land to build rather than buy for your next space. Making your dream a reality is possible, but understanding how to buy land can save you wasted time, heartache and even money.