Maximizing Your 2026 Retirement Limits: A Paycheck-by-Paycheck Guide
A new year brings new financial opportunities, and 2026 is serving up a major milestone for your future. The IRS has officially increased the 401(k)-employee deferral limit to a historic $24,500 for the year. If you are aged 50 or older, you can stash away an additional catch-up contribution, making your potential tax-advantaged savings even more powerful.
Just starting your career? Retirement may feel like it's years away, but there's no better time to begin preparing. Thanks to the power of compound growth, the contributions you make today can have a significant impact on your financial future. Let's take a closer look at how time can become one of your greatest retirement planning advantages.
Whether your goal is to hit that absolute maximum or simply ensure you aren't leaving free money on the table, breaking these big numbers down into a paycheck-by-paycheck strategy is the best way to succeed. Let’s look at how you can optimize your retirement strategy this year.
The Case to Protect Credit Unions
Credit unions are a small but vital financial option for consumers. By working to protect credit unions’ not-for-profit status, you can help provide needed, lower-cost financial products to those who need it most.
Lend Support to Nation’s Credit Unions
Credit unions were born out of necessity more than a century ago. Now, the movement needs support to continue its mission to improve lives and bolster the communities they also call home. Learn how you can help.
Planning for Different Life Stages
Financial planning is a valuable skill because it provides stability, growth, and a greater sense of freedom. However, the strategies that you need will change as your priorities shift through life’s various phases.
Special Accounts Help Repair Finances
Building credit history or improving a credit score can be tough, but a few special accounts are helpful financial tools that can help you develop a strategy to slowly repair your finances and ultimately rebuild your credit.