La Cap in the News

Managing your money during a crisis can be a daunting task. With many people starting to receive their stimulus funds, we are offering the following suggestions and considerations to our members on ways to best use your stimulus money.

La Capitol FCU cares about your financial well-being. As COVID-19 continues to create uncertainty, the situation has provided greater opportunities for financial fraudsters and identity thieves. Now, more than ever, it is important to protect your personal and financial information. Here are some ways to help you avoid the increased fraud occurring due to the coronavirus!

Purchasing a home, whether it be in Louisiana or out of state, is a life event. It’s definitely exciting, but the process can be stressful as you navigate the offer and counteroffers, home inspections, repair negotiations, mortgage applications, appraisals and deadlines. Looming at the end, however, are the home closing costs.

For the average person, credit- and loan-based transactions are just a fact of daily life. Last year, nationwide credit card debt yielded the country’s largest banks billions of dollars in profits. Considering this, loan consolidation programs can prove to be a valuable financial tool.

Financial emergencies happen to everyone. Unfortunately, not everyone has a plan to handle a financial emergency. What will you do when an unexpected large expense looms?