La Cap in the News

When preparing to purchase a new home—maybe even your first home—it’s important to understand the different types of mortgage loans available to you. Each type has its own stipulations, and not all of them may apply to your financial situation.

In the adult world, there’s no bargaining with a pay stub, and costly mistakes can be difficult to reverse. However, if you start cultivating your resources now, you’ll be able to build wealth and control your financial destiny. Explore these 10 financial practices that every young adult should do to manage their money properly to get started.

A general rule of thumb is that, if you intend to stay in your property for at least five to seven years, the costs of purchasing the home are more likely to be offset by accrued equity and increased housing value. With that being said, there are several factors that can make or break renting and purchasing a home. If you are on the fence, here are a few important factors to consider.

If you’re thinking that you might need to refinance your car or that you’re ready to buy a new one, La Capitol wants you to know how to get the most out of your auto loan. In order for you to truly enjoy your new purchase, this loan has to work for you, not against you. So here are a few tips you can use to make sure that yours will.

Imagine a credit card that does exactly what your finances need it to do. Its perks and features? Perfectly in line with your spending needs and financial goals. That’s how La Capitol created these two lines of signature VISA credit cards. Each card is designed to solve a distinct type of financial problem and cater to a specific spending style — all for a more rewarding credit experience.