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With real estate gaining value and interest rates holding steady, the idea of homeownership is a compelling one. However, first-time home-buyers are often surprised to discover that purchasing property is a detailed process with additional costs that go beyond a home’s “sticker price.”

As prices continue to rise and pandemic relief programs start to wind down, it’s important to take some time to check in your finances and plan for the end of the year. That way, you can make through the expensive holiday shopping season and start the new year on the right foot.

The U.S. Postal Service’s plan to reduce costs went into effect on Oct. 1, and your mail — including your bills, account statements, and other financial notifications — may be impacted.

Scammers can be very convincing. They call, email, and send text messages trying to get our money or personal information. They often target specific communities and frequently use scare tactics. And, unfortunately, they're good at what they do.

Buying a condo can be a smart, lucrative decision for anyone. The condo is yours, so you get the benefits of an investment in homeownership, yet you’ll also enjoy perks that don’t come with other more traditional properties.