Avoid Holiday Charitable Giving Scams
Giving makes us feel good, but being tricked out of money is a growing concern. Before you give to anyone — online or in person—check out these tips on how to spot the red flags and avoid this year’s holiday charity scams.
Prepare a Plan for Gifts and Presents
We all want to give thoughtful gifts, but we don’t want those gifts to leave us in debt. So, what’s the solution? Well, our biggest priority should shift to focus on ways to save for the holidays and more specifically: how to save money on gifts.
Be Wise and Safe on Cyber Monday
Shopping online is so easy. Paying for purchases while not becoming the victim of cybercrime, however, is not. Before you let the spirit of retail therapy carry you away, adopt a few Cyber Monday shopping strategies.
Use Consolidation to Conquer Debt
Juggling balances and payments on various debts can be overwhelming. You might want to consider a debt consolidation loan. It could help you pay off your existing debt and maybe even save you money in the process.
Comparing Share Certificates and CDs
Credit unions offer their members share certificates instead of the CDs offered by banks. The name might be slightly different, but share certificates work just like CD as they put member-owners' money to work.