Know the Four Components of Budgets
Building a budget is the first step toward becoming a better money manager. Believe it or not, many people don’t know how much money they earn or how much they spend each month. That’s why we create budgets. Before you break out the calculator, know these main components of a budget.
USDA Rural Development Loan Requirements
The USDA's Rural Development (USDA) Program is designed for those who live in rural areas and want to own a home but may find the path to homeownership a hardship. If you’ve been longing to own a modest home in the country but thought it was beyond your reach, it may not be.
Before You ‘Place Order,’ Consider These Online Safety Tips
To adapt to the world of social distancing, more and more of our favorite stores began offering ways to score great deals online. Before you click “Place Order,” watch this FTC video to learn some useful tips on how to keep your data secure and save money as you shop.
Home Financing: FHA Loans Versus Conventional Loans
The differences between FHA loans and conventional loans, two common types of home mortgages, come down to a number of factors ranging from a buyer’s credit score and down payment to loan caps and property standards.
What to Know about the Advance Child Tax Credit
The financial crisis caused by the COVID-19 pandemic has been tough on people’s finances and lives overall. In response to these challenges, the American Rescue Plan Act of 2021 expanded the Child Tax Credit, offering advance payments that are set to begin July 15.